348 Sugar Tree Ln, Mars Hill, NC 28754 Property Records

Madison County property record for 348 Sugar Tree Ln, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,775 sqft · built 1976
Lot Size	0.532 acres (23,174 sqft)
Owner	2 Company Names on Record
Last Sale	$207,000 (Apr 2018)
Tax Bill	$2,373 (2025)
Deeds & Mortgages	Dec 2018 Transfer Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9862-03-6435`

Property Details

APN / Parcel Number

Primary APN	`9862-03-6435`
Alternative APNs	`9862036435 0014665` `14665`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,775 sqft Heated Area
1st Floor Area	468 sqft
Basement Area	1,015 sqft
Finished Basement	761 sqft
Unfinished Basement	254 sqft
Flooring	Hardwood
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1989
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	23,174 sqft (0.532 acres)

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Deck Area	284 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	120 sqft
Lean-To	64 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	348 SUGAR TREE LN
City	MARS HILL
State	NC
Zip	28754-5853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	WOLF LAUREL ESTATES LO:116 PH:2 SE:1
Legal Subdivision	WOLF LAUREL ESTATES
Legal Phase	2
Legal Block	03
Legal Lot Number	116
Jurisdiction	MADISON NC
Township / Civil Division	7, EBBS CHAPEL
Census Block Group	1
Census Block	1008
Census Tract	10100

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	837 HOLMAN RD, MONTICELLO, GA 31064-8605
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 6, 2018	Warranty Deed, Transfer · Conventional Mortgage USAA
Jun 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Prior Sale	Oct 6, 2006 · Amount on Record
Deed Book / Page	647 / 583
Last Transfer Date	Dec 4, 2018
Transfer Doc	0006620314
Record Updated	Jun 8, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON NC
Recording Date	Dec 27, 2018
Property Address	348 SUGAR TREE LN, MARS HILL, NC 28754-5853
Document Number	0006620314
Book / Page	000662 / 000314
Instrument Date	Dec 4, 2018
Instrument	331293
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1304 CHILDS DR HILLSBOROUGH NC 272789687, HILLSBOROUGH, NC 27278-9687

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Apr 6, 2018
Property Address	348 SUGAR TREE LN, MARS HILL, NC 28754-5853
Document Number	0006470583
Book / Page	000647 / 000583
Instrument Date	Apr 6, 2018
Instrument	328599
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$414.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	837 HOLMAN RD MONTICELLO GA 310648605, MONTICELLO, GA 31064-8605

Mortgage

Document Number	6470586
Date	Apr 6, 2018
Book Page	000647/000586
Instrument	328600

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Jun 15, 2017
Property Address	348 SUGAR TREE LN, MARS HILL, NC 28754-5853
Document Number	0006320134
Book / Page	000632 / 000134
Instrument Date	Jun 6, 2017
Instrument	325661
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	235 COACHMAN LN TRYON NC 287826707, TRYON, NC 28782-6707

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,373.00	$487,483 (-) Land $45,400 Building $442,083	$487,483 (-) Land $45,400 Building $442,083
2024	$2,373.00	$487,483 (+130.51%) Land $45,400 Building $442,083	$487,483 (+130.51%) Land $45,400 Building $442,083
2023		$211,477 Land $33,750 Building $177,727	$211,477 Land $33,750 Building $177,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOLF LAUREL RESORT private · serves 1,819 people · EPA ID NC0158101
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000
Zito Media Fiber · Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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