348 Spruce St, Manchester, NH 03103 Property Records

Hillsborough County and Manchester City property record for 348 Spruce St, Manchester, NH 03103

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 4.5 ba · 3,314 sqft · built 1910
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$491,533 (Oct 2022)
Tax Bill	$7,771 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8856233`

Property Details

APN / Parcel Number

Primary APN	`8856233`
Alternative APN	`MNCH M:0065 B:000 L:0023`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,314 sqft Living Area
Gross Area	5,321 sqft
Basement Area	1,161 sqft
Unfinished Basement	1,161 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8856233
Street Address	348 SPRUCE ST
City	MANCHESTER
State	NH
Zip	03103-4873
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Lot Number	23
Jurisdiction	MANCHESTER CITY NH
Township / Civil Division	MANCHESTER
Census Block Group	5
Census Block	5003
Census Tract	1600

Owner

348 Spruce St, a residential property, is owned by a company that bought it in October 2022.

Source: Hillsborough County and Manchester City records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	649 2ND ST, MANCHESTER, NH 03102-5269
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage LEADER BANK NA
Oct 3, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PRIMARY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on File
Deed Sale	Oct 3, 2022 · Amount on File
Prior Sale	Jun 13, 2005 · Amount on File
Deed Document Number	202246511
Deed Book / Page	9656 / 2324
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CITY NH
Property Address	348 SPRUCE ST, MANCHESTER, NH 03103-4873
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009890-874
Date	Sep 22, 2025
Book Page	9890/874
Instrument	250034539

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CITY NH
Recording Date	Oct 3, 2022
Property Address	348 SPRUCE ST, MANCHESTER, NH 03103-4873
Document Number	09656-2324
Book / Page	9656 / 2324
Instrument Date	Oct 3, 2022
Instrument	220046511
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 2ND ST, MANCHESTER, NH 03102-5269

Mortgage

Document Number	0220046512
Date	Oct 3, 2022
Instrument	220046512

Lender

Name	PRIMARY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Hillsborough County and Manchester City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
Municipality	Manchester City
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$7,771.00 (+3.81%)	$396,900 (-) Land $78,000 Building $318,900
2023	$7,486.00 (+3.41%)	$396,900 (-) Land $78,000 Building $318,900
2022	$7,239.00	$396,900 Land $78,000 Building $318,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 348 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 348 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 123,500 people · EPA ID NH1471010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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