Volusia County property record for 348 Spruce Pine Dr, Debary, FL 32713
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,696 sqft · built 2019 |
| Lot Size | 0.14 acres (6,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $288,696 (Jul 2019) |
| Tax Bill | $4,182 (2024) |
| Deeds & Mortgages | Jul 2023 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9004-22-00-0320 |
| Primary APN | 9004-22-00-0320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,696 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Upper Floors Area | 1,568 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,120 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 51 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 35 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 8001264.0 |
|---|---|
| Street Address | 348 SPRUCE PINE DR |
| City | DEBARY |
| State | FL |
| Zip | 32713-4803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 04-19-30 LOT 32 SPRINGVIEW WOODS PHASE 1 MB 59 PGS 21-27 PER OR 7550 PG 1893 PER OR 7715 PG 4919 |
| Legal Range | 30E |
| Legal Township | 19S |
| Legal Section | 04 |
| Legal Subdivision | SPRINGVIEW WOODS PH 1 |
| Legal Phase | 1 |
| Legal Tract | 22 |
| Legal Lot Number | 32 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DEBARY-ORANGE CITY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 90904 |
Source: Volusia County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 348 SPRUCE PINE DR, DEBARY, FL 32713-4803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 3, 2019 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2019 · Amount on Record |
| Deed Sale | Jul 3, 2019 · Amount on Record |
| Deed Document Number | 2019-131060 |
| Deed Book / Page | 7715 / 4919 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 348 SPRUCE PINE DR, DEBARY, FL 32713-4803 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 348 SPRUCE PINE DR, DEBARY, FL 32713-4803 |
| Document Number | 0084391850 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 8439/1850 |
| Instrument | 2023154600 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Oct 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jul 3, 2019 |
| Property Address | 348 SPRUCE PINE DR, DEBARY, FL 32713-4803 |
| Document Number | 0077154919 |
| Book / Page | 7715 / 4919 |
| Map Reference | MB 59 PG 21-27 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 2019-131060 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,020.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6200 LEE VISTA BLVD STE 400, 6200, ORLANDO, FL 32822-5149 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 348 SPRUCE PINE DR, DEBARY, FL 32713-4803 |
| Document Number | 2019131061 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 2019-131061 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | DeBary City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $279,892 (+5.99%) | $374,315 (+6.22%) Land $42,483 Building $331,832 | |
| 2024 | $4,182.00 (+4.94%) | ||
| 2023 | $3,985.00 (+2.07%) Homeowner's exemption | $264,082 (+3%) | $352,385 (+17.04%) Land $41,234 Building $311,151 |
| 2022 | $3,904.00 Homeowner's exemption | $256,390 | $301,086 Land $32,987 Building $268,099 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 20 (1992–2024) |
| Claims Outside the SFHA | 13 of 20 |
| Most Recent Claim | Nov 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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