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348 Spring Ave, Panama City, FL 32401 Property Records

Bay County property record for 348 Spring Ave, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 800 sqft · built 1945
Lot Size0.178 acres (7,753 sqft)
OwnerCompany Name on Record
Last Sale$50,000 (Mar 2022)
Tax Bill$991 (2025)
Deeds & MortgagesMar 2022 Sale
Flood ZoneZone X (minimal risk)
APN22472-000-000

Property Details

APN / Parcel Number

Primary APN22472-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area800 sqft Living Area
1st Floor Area800 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,753 sqft (0.178 acres)
Lot Dimensions150 ft deep x 35 ft wide
PorchOpen Porch
Porch Area55 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address348 SPRING AVE
CityPANAMA CITY
StateFL
Zip32401-4873
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMU1
Legal DescriptionBENNETT & GOODGAME SUBDIV. LOT 29 LESS S 5 & A 17 X 150 PRCL AJG N SIDE BLK B ORB 4531 P 700
Legal Range14W
Legal Township04S
Legal Section10
Legal SubdivisionBENNETT & GOODGAME SUBDIV
Legal BlockB
Legal Lot Number29
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1039
Census Tract1800

Owner

Source: Bay County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address764 S LONGWOOD CIR, PANAMA CITY, FL 32405-3831
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2022 · Amount on Record
Deed SaleMar 2, 2022 · Amount on Record
Prior SaleApr 3, 2007 · Amount on Record
Deed Document Number202215292
Deed Book / Page4531 / 700
Record UpdatedSep 20, 2026

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateMar 2, 2022
Property Address348 SPRING AVE, PANAMA CITY, FL 32401-4873
Document Number0045310700
Book / Page4531 / 700
Map ReferenceMB 2066 PG 2028
Instrument DateMar 2, 2022
Instrument2022015292
Transaction TypeTransfer
Record UpdatedJan 15, 2024

Transaction

AmountAmount Recorded
Tax$350.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5310 SUNWOOD RD, PANAMA CITY, FL 32404-5119

Transferred To (Grantee/Buyer)

NameVerified Name
Address764 S LONGWOOD CIR, PANAMA CITY, FL 32405-3831

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$991.00 (-17.76%)$62,749 (+9.81%) Land $20,020 Building $42,729$62,749 (+9.81%) Land $20,020 Building $42,729
2024$1,205.00 (+5.52%)
2023$1,142.00 (+78.16%)$57,144 (+77.88%) Land $15,600 Building $41,544$57,144 (+77.88%) Land $15,600 Building $41,544
2022$641.00$32,125 Land $11,700 Building $20,425$32,125 Land $11,700 Building $20,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 units insured
incl. 28 condo units
Nearby Flood Claims19 (1979–2021)
Claims Outside the SFHA13 of 19
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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