348 Simmons St, Elba, AL 36323 Property Records

Coffee County property record for 348 Simmons St, Elba, AL 36323

Property Summary

Property Type	Commercial Office
Details	2,352 sqft · built 1898
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Tax Bill	$364 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`1103084403025000`

Property Details

APN / Parcel Number

Primary APN	`1103084403025000`
Alternative APNs	`617955` `10783`

Interior

Total Rooms	6 Rooms
Units	94 Units
Stories	1 Story
Building Area	2,352 sqft Total Area
1st Floor Area	2,352 sqft
Flooring	Carpet

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Brick
Roof Type	Wood Truss
Roof Material	Rolled Roofing
Lot Area	2,178 sqft (0.05 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	617955
Street Address	348 SIMMONS ST
City	ELBA
State	AL
Zip	36323-1758
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	BEG AT NE COR OF COURT & SIMMONS ST TH N 100 E 25 ALGALLEY S 100 TO SIMMONS ST W 25 TO POB.
Legal Range	20E
Legal Township	5N
Legal Section	08
Legal Subdivision	SIMMONS
Jurisdiction	COFFEE AL
Township / Civil Division	ELBA
Census Block Group	2
Census Block	2044
Census Tract	10500

Owner

348 Simmons St, a commercial property, is owned by a company that acquired it in September 2025.

Source: Coffee County records, as of April 21, 2026

Owner of Record	Company Name on File
Mailing Address	348 SIMMONS ST, ELBA, AL 36323-1758
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit BRANTLEY BANK & TRUST CO
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit BRANTLEY BANK & TRUST CO
Dec 5, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2025
Deed Sale	Sep 2, 2025
Prior Sale	Jun 22, 2021
Deed Document Number	2025392508
Deed Book / Page	234 / 495
Prior Transfer Date	Jun 1, 2012
Prior Transfer Doc	00140A/180
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE AL
Property Address	348 SIMMONS ST, ELBA, AL 36323-1758
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000238A/49
Date	Feb 9, 2026
Book Page	238A/49

Lender

Name	BRANTLEY BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE AL
Property Address	348 SIMMONS ST, ELBA, AL 36323-1758
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00215A/278
Date	Dec 7, 2022
Book Page	215A/278

Lender

Name	BRANTLEY BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE AL
Recording Date	Dec 5, 2019
Property Address	348 SIMMONS ST, ELBA, AL 36323-1758
Document Number	0190A/0303
Book / Page	190A / 0303
Instrument Date	Dec 5, 2019
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15590 BRIDGE CREEK LN, DOZIER, AL 36028-7686

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 348 Simmons St was $364.

Source: Coffee County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Coffee County
Municipality	Elba City
Unified School District	Elba City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$364.00	$2,204 Land $150 Building $2,054	$44,070 Land $3,000 Building $41,070
2023		$8,820 (-)	$44,070 (-) Land $3,000 Building $41,070
2022	$365.00	$8,820	$44,070 Land $3,000 Building $41,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 348 Simmons St in Zone X, where a levee reduces flood risk, though there have been 150 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective July 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	150 (1990–2015)
Claims Outside the SFHA	148 of 150
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 1998 · 128 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 16 claims Severe Storms, Tornadoes & Flooding, Mar 1990 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 348 Simmons St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELBA, THE WW AND EB OF THE serves 5,262 people · EPA ID AL0000295
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Carbon tetrachloride resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000

May also be available: Verizon.

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