Middlesex County and Watertown City property record for 348 School St, Watertown, MA 02472
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 1,262 sqft · built 1900 |
| Lot Size | 0.117 acres (5,131 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Nov 2011) |
| Tax Bill | $6,481 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10140 |
| Primary APN | 10140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,262 sqft Living Area |
| Gross Area | 1,779 sqft |
| Basement Area | 445 sqft |
| Unfinished Basement | 445 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,131 sqft |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10140 |
|---|---|
| Street Address | 348 SCHOOL ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1417 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | T |
| Legal Subdivision | 348-350 SCHOOL STREET CONDO |
| Legal Block | 34 |
| Legal Lot Number | 15A |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 370201 |
348 School St, a condominium, is owned and occupied by an individual who acquired it in February 2026.
Source: Middlesex County and Watertown City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 348 SCHOOL ST, WATERTOWN, MA 02472-1417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Apr 18, 2018 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2011 · Amount on File |
| Deed Sale | Nov 23, 2011 · Amount on File |
| Prior Sale | Dec 30, 2010 · Amount on File |
| Deed Book / Page | 57930 / 530 |
| Last Transfer Date | Feb 10, 2026 |
| Transfer Doc | 085237-391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Feb 17, 2026 |
| Property Address | 348 SCHOOL ST, WATERTOWN, MA 02472-1417 |
| Document Number | 085237-391 |
| Book / Page | 85237 / 391 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 17386 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 348 SCHOOL ST, WATERTOWN, MA 02472-1417 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 348 SCHOOL ST, WATERTOWN, MA 02472-1417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70888-141 |
|---|---|
| Date | Apr 18, 2018 |
| Book Page | 70888/141 |
| Instrument | 52855 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 348 School St was $6,481, up 4.5% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,481.00 (+4.46%) | $531,200 (-) Building $531,200 | $626,893 (+14.56%) |
| 2025 | $6,204.00 (+4.43%) | $531,200 (+4.61%) Building $531,200 | $547,200 (+2.73%) |
| 2024 | $5,941.00 (-12.45%) | $507,800 (+1.62%) Building $507,800 | $532,665 |
| 2023 | $6,786.00 | $499,700 Building $499,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 348 School St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–1987) |
| Most Recent Claim | Jan 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 348 School St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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