348 Sam St, Midland, MI 48642 Property Records

Midland County property record for 348 Sam St, Midland, MI 48642

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1993
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$104,500 (Apr 2022)
Tax Bill$1,751 (2024)
Deeds & MortgagesJul 2022 Line of Credit
Apr 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-23-30-438

Property Details

APN / Parcel Number

Primary APN14-23-30-438

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions115 ft deep x 74 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address348 SAM ST
CityMIDLAND
StateMI
Zip48642-5959
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionN 1/2 OF LOT 11 WILLIAMS SUB
Legal SubdivisionWILLIAMS SUB
Legal Lot Number11
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group2
Census Block2007
Census Tract290600

Owner

Source: Midland County assessment roll, as of July 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address348 SAM ST, MIDLAND, MI 48642-5959
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2022Deed of Trust, Mortgage · Line of Credit
JOLT CREDIT UNION
Apr 27, 2022Warranty Deed, Transfer · Conventional Mortgage
JOLT CREDIT UNION
Dec 17, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 27, 2022 · Amount on Record
Deed SaleApr 27, 2022 · Amount on Record
Deed Book / Page1656 / 658
Prior Transfer DateDec 14, 2018
Prior Transfer Doc1620/1211
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address348 SAM ST, MIDLAND, MI 48642-5959
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7412 HEATHER ST, MIDLAND, MI 48642-7057

Mortgage

Document Number01658/1115
DateJul 25, 2022
Book Page1658/1115
Lender
NameJOLT CREDIT UNION
TypeCredit Union
AddressSAGINAW, MI 48603
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 25, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateApr 27, 2022
Property Address348 SAM ST, MIDLAND, MI 48642-5959
Document Number001656/658
Book / Page1656 / 658
Map ReferenceLB B PG 1
Instrument DateApr 26, 2022
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$783.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2613 GEORGETOWN DR, 2613, MIDLAND, MI 48642-6618

Transferred To (Grantee/Buyer)

NameVerified Name
Address7412 HEATHER ST, MIDLAND, MI 48642-7057

Mortgage

Document Number0001656659
DateApr 27, 2022
Instrument1656/659
Lender
NameJOLT CREDIT UNION
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMay 1, 2032

Mortgage

Document Number001656/660
DateApr 27, 2022
Book Page1656/660
Lender
NameJOLT CREDIT UNION
TypeCredit Union
AddressSAGINAW, MI 48603
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 26, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDLAND MI
Recording DateDec 17, 2018
Property Address348 SAM ST, MIDLAND, MI 48642-5959
Document Number1620/1211
Book / Page1620 / 1211
Instrument DateDec 14, 2018
Instrument01620-01211
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 SAM ST, MIDLAND, MI 48642-5959

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$57,400$114,800
2024$1,751.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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