348 S Zuni Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 348 S Zuni Rd, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,104 sqft · built 2022
Lot Size0.08 acres (3,484 sqft)
OwnerIndividual Name on Record
Last Sale$356,320 (Apr 2022)
Tax Bill$5,552 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-25-31-5036-0001-0790

Property Details

APN / Parcel Number

Primary APN29-25-31-5036-0001-0790
Alternative APN
  • 253129503600010790

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,104 sqft Living Area
Gross Area2,668 sqft
1st Floor Area844 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,484 sqft (0.08 acres)
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch
Porch Area124 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address348 S ZUNI RD
CitySAINT CLOUD
StateFL
Zip34771-9349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSILVER SPRINGS PB 30 PGS 90-96 LOT 79
Legal Range31E
Legal Township25S
Legal Section29
Legal SubdivisionSILVER SPRINGS
Legal Lot Number79
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3002
Census Tract43700

Owner

Source: Osceola County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address58 BELVEDERE PLAC, WESTMOUNT, QC H3Y 1
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2022 · Amount on Record
Deed SaleApr 4, 2022 · Amount on Record
Deed Document Number202252713
Deed Book / Page6185 / 2203
Record UpdatedSep 20, 2026

April 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 4, 2022
Property Address348 S ZUNI RD, SAINT CLOUD, FL 34771-9349
Document Number0061852203
Book / Page6185 / 2203
Map ReferenceMB 30 PG 90-96
Instrument DateMar 24, 2022
Instrument2022052713
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 22, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,494.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BLVD STE 160, 160, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address58 PLACE BELVEDERE, WESTMOUNT XX

Mortgage

Document Number0061852205
DateApr 4, 2022
Instrument6185/2205
Lender
NameAAA CAPITAL INVESTMENT INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,552.00 (+2.87%)$349,300 (+2.13%) Land $60,000 Building $289,300$349,300 (+2.13%) Land $60,000 Building $289,300
2023$5,397.00 (+301.56%)$342,000 (+521.82%) Land $60,000 Building $282,000$342,000 (+521.82%) Land $60,000 Building $282,000
2022$1,344.00$55,000 Land $55,000$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, Xfinity.

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