348 S 4th St, Reading, PA 19602 Property Records

Berks County property record for 348 S 4th St, Reading, PA 19602 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,018 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (May 2026)
Tax Bill	$838 (2026)
Deeds & Mortgages	Jun 2023 Mortgage May 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5306-34-78-2008`

Property Details

APN / Parcel Number

Primary APN	`5306-34-78-2008`
Alternative APNs	`01-5306-34-78-2008` `1071675` `071675`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,018 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Stoop

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1071675
Street Address	348 S 4TH ST
City	HAMBURG
State	PA
Zip	19526-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	82
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2005
Census Tract	2500

Owner

Source: Berks County records · APN 5306-34-78-2008

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	348 S 4TH ST, READING, PA 19602-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 09, 2023	Deed of Trust, Mortgage · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNSYLVANIA HSNG FINANCE AGENCY
May 12, 2026	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Jul 01, 2022	Deed, Transfer · Line of Credit PRIME FUNDING GROUP LLC
May 24, 2022	Deed, Transfer CONESTOGA TITLE COMPANY
Jun 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage READING BERKS SCHOOL EMPS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Jul 01, 2022 · Amount on Record
Deed Document Number	202614820
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	348 S 4TH ST, READING, PA 19602-2309
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	CONESTOGA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 MINOR ST, READING, PA 19602-2721

Mortgage

Document Number	0000016820
Date	Jun 09, 2023
Instrument	2023016820

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	May 12, 2026
Property Address	348 S 4TH ST, HAMBURG, PA 19526-1210
Document Number	0000014822
Instrument Date	May 11, 2026
Instrument	202614822
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	KEYSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 S 4TH ST, HAMBURG, PA 19526-1210

Mortgage

Document Number	0000014822,
Date	May 12, 2026
Instrument	202614822

Lender

Name	PENNSYLVANIA HSNG FINANCE AGENCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	May 12, 2026
Property Address	348 S 4TH ST, HAMBURG, PA 19526-1210
Document Number	0000014820
Instrument Date	May 11, 2026
Instrument	2026.14820
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	KEYSTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$184,830.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 S 4TH ST, READING, PA 19602-2309

Mortgage

Document Number	0000014821,
Date	May 12, 2026
Instrument	2026.14821

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.38%
Max Rate	-1%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 01, 2022
Property Address	348 S 4TH ST, READING, PA 19602-2309
Document Number	0000026624
Instrument Date	Jun 30, 2022
Instrument	2022026624
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	CONESTOGA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 WINDSOD ST, READING, PA 19601-2126

Mortgage

Document Number	0000026625
Date	Jul 01, 2022
Instrument	2022026625

Lender

Name	PRIME FUNDING GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	13 Months
Due	Aug 01, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	May 24, 2022
Property Address	348 S 4TH ST, READING, PA 19602-2309
Document Number	0000021295
Instrument Date	May 23, 2022
Instrument	2022021295
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	CONESTOGA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 MADISON AVE, READING, PA 19605-2460

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	348 S 4TH ST, READING, PA 19602-2309
Document Number	0000022008
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 S 4TH ST READING PA 196022309, READING, PA 19602-2309

Mortgage

Document Number	0000022008
Date	Jul 02, 2018
Instrument	22008

Lender

Name	READING BERKS SCHOOL EMPS CU
Type	Credit Union
Address	READING, PA 19604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2033

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$838.00 (+6.62%)	$29,700 (-) Land $7,700 Building $22,000	$7,700 (-74.07%) Land $7,700
2024	$786.00	$29,700 Land $7,700 Building $22,000
1994			$29,700 Land $7,700 Building $22,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110025002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1978–2006)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Jun 2006, rainfall accumulation, Severe Storms, Flooding, And Mudslides
Claims By Storm	Severe Storms, Flooding, And Mudslides, Jun 2006 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 801 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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