St. Johns County property record for 348 Rum Runner Way, Saint Johns, FL 32259 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,163 sqft · built 2024 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (May 2024) |
| Tax Bill | $6,870 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage May 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023717-0720 |
| Primary APN | 023717-0720 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,163 sqft Living Area |
| Gross Area | 2,831 sqft |
| 1st Floor Area | 960 sqft |
| Flooring | Carpet |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 348 RUM RUNNER WAY |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 96/59-64 TWIN CREEKS NORTH PARCEL 12 PHASE 2 LOT 72 OR5947/1473 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | TWIN CREEKS NORTH PARCEL 12 PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 72 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023717-0720
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 348 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| May 10, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK |
| Mar 03, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2024 · Amount on Record |
| Deed Sale | May 10, 2024 · Amount on Record |
| Prior Sale | Mar 03, 2020 · Amount on Record |
| Deed Document Number | 202436188 |
| Deed Book / Page | 5947 / 1473 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 348 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2270 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 348 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2270 |
| Document Number | 0061881710 |
|---|---|
| Date | Jul 22, 2025 |
| Book Page | 6188/1710 |
| Instrument | 2025058387 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 10, 2024 |
| Property Address | 348 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2270 |
| Document Number | 0059471473 |
| Book / Page | 5947 / 1473 |
| Map Reference | MB 96 PG 59-64 |
| Instrument Date | May 02, 2024 |
| Instrument | 2024036188 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,780.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 348 RUM RUNNER WAY, ST JOHNS, FL 32259-2270 |
| Document Number | 2024036189 |
|---|---|
| Date | May 10, 2024 |
| Instrument | 2024036189 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.62% |
| Type Change Date | Jun 01, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.62% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 13.6% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 03, 2020 |
| Property Address | 348 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2270 |
| Document Number | 0048941068 |
| Book / Page | 004894 / 001068 |
| Instrument Date | Mar 02, 2020 |
| Instrument | 17088 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $50,443.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 22 ST CLAIR AVE E, STE 200 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,642 (+2.7%) | $449,210 (+3.34%) Land $116,000 Building $333,210 | |
| 2025 | $6,870.00 (+124.22%) Homeowner's exemption | $427,110 (+255.93%) | $434,678 (+262.23%) Land $100,000 Building $334,678 |
| 2024 | $3,064.00 (-46.85%) Homeowner's exemption | $120,000 (+4.35%) | $120,000 (+4.35%) Land $120,000 |
| 2023 | $5,765.00 (+0.05%) | $115,000 (-14.43%) | $115,000 (-14.43%) Land $115,000 |
| 2022 | $5,762.00 | $134,400 | $134,400 Land $134,400 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures