Cabarrus County property record for 348 Royal Windsor Dr, Midland, NC 28107
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,399 sqft · built 2018 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Jul 2018) |
| Tax Bill | $2,430 (2023) |
| Deeds & Mortgages | Feb 2024 Line of Credit Oct 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10025B0011.100000 |
| Primary APN | 10025B0011.100000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,399 sqft Living Area |
| Gross Area | 3,144 sqft |
| 1st Floor Area | 985 sqft |
| Upper Floors Area | 1,414 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Width | 39 ft Width |
| Garage Type | Mixed |
| Garage Area | 409 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 800 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 76 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 124424 |
|---|---|
| Street Address | 348 ROYAL WINDSOR DR |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | LT 11A WYNDHAM ESTATES |
| Legal Subdivision | WYNDHAM ESTATES |
| Legal Lot Number | 11A |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 41603 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 348 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 29, 2024 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Mar 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 13, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Jul 13, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Mar 2, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on Record |
| Deed Sale | Jul 13, 2018 · Amount on Record |
| Prior Sale | Sep 2, 2016 · Amount on Record |
| Deed Book / Page | 13087 / 176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 348 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0016831166 |
|---|---|
| Date | Feb 29, 2024 |
| Book Page | 16831/166 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 9, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 348 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0014575236 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 14575/236 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 348 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0015242137 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 15242/137 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 348 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0015900300 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 15900/300 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 348 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Document Number | 13507144 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 348 ROYAL WINDSOR DR MIDLAND NC 281079066, MIDLAND, NC 28107-9066 |
| Document Number | 13507144 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 013507/000144 |
| Instrument | 11841 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 13, 2018 |
| Property Address | 348 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Document Number | 0013087176 |
| Book / Page | 13087 / 0176 |
| Map Reference | MB63 PG5 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 348 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Investor | Possibly a Property Investor |
| Document Number | 0013087178 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 13087/178 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 2, 2017 |
| Property Address | 348 ROYAL WINDSOR DR, MIDLAND, NC 28107-9066 |
| Book / Page | 01238 / 000212 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 5279 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2649 BREKONRIDGE CENTRE DR #1 MONROE NC 281105629, 1, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
| Document Number | 12381212 |
|---|---|
| Date | Mar 2, 2017 |
| Book Page | 012381/000212 |
| Instrument | 5279 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | 4555 MANSELL RD # 100MAI, ALPHARETTA, GA 30022-8277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458,990 (+81.33%) Land $107,000 Building $351,990 | ||
| 2024 | $458,990 (+81.33%) Land $107,000 Building $351,990 | ||
| 2023 | $2,430.00 | $253,130 Land $52,500 Building $200,630 | $253,130 Land $52,500 Building $200,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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