348 Rouser Rd, Ridgeland, MS 39157 Property Records

Madison County property record for 348 Rouser Rd, Ridgeland, MS 39157

Property Summary

Property Type	Other Improved
Details	2,991 sqft
Lot Size	2.65 acres (115,434 sqft)
Owner	Individual Name on File
Tax Bill	$2,628 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`071H-28-009/01`

Property Details

APN / Parcel Number

Primary APN	`071H-28-009/01`
Alternative APN	`55722`

Interior

Building Area	2,991 sqft Adjusted Area

Exterior

Lot Area	115,434 sqft (2.65 acres)

Location & Zoning

Account Number	55722
Street Address	348 ROUSER RD
City	RIDGELAND
State	MS
Zip	39157-5022
Property Category	Other
Property Type	Other > Other Improved
Legal Description	2.65 AC IN S1/2 SW1/4 NW1/4
Legal Range	01E
Legal Township	07N
Legal Section	28
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	3
Census Block	3028
Census Tract	30302

Owner

348 Rouser Rd is owned and occupied by an individual who acquired it in January 2016.

Source: Madison County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	348 ROUSER RD, RIDGELAND, MS 39157-5022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS
Jan 4, 2021	Deed of Trust, Construction Loan · Construction Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2016
Deed Sale	Jan 15, 2016
Deed Document Number	0003295149
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	348 ROUSER RD, RIDGELAND, MS 39157-5022
Transaction Type	Mortgage
Record Updated	Dec 23, 2022
Title Company	LUCKETT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 ROUSER RD, RIDGELAND, MS 39157-5022

Mortgage

Document Number	004216/448
Date	Jun 1, 2022
Book Page	4216/448
Instrument	958091

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Recording Date	Jan 4, 2021
Property Address	348 ROUSER RD, RIDGELAND, MS 39157-5022
Document Number	0000914704
Instrument Date	Dec 10, 2020
Instrument	914704
Transaction Type	Construction Loan
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	557 HILLANDALE DR JACKSON MS 392123250, JACKSON, MS 39212-3250

Mortgage

Document Number	0000914704
Date	Jan 4, 2021
Instrument	914704

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 3, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 348 Rouser Rd was $2,628 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,628.00 Homeowner's exemption	$27,172	$271,720 Land $26,500 Building $245,220
2024	$2,628.00
2023	$2,628.00 Homeowner's exemption	$27,172	$271,720 Land $26,500 Building $245,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 348 Rouser Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 348 Rouser Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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