348 Riverbend Dr, Dayton, TN 37321 Property Records

Rhea County property record for 348 Riverbend Dr, Dayton, TN 37321

Property Summary

Property Type	Single Family Home
Details	6 ba · 2,308 sqft · built 1997
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Dec 2020)
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072104A A 01400`

Property Details

APN / Parcel Number

Primary APN	`072104A A 01400`
Alternative APN	`104A A 01400`

Interior

Full Baths	6 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	2,308 sqft Living Area
1st Floor Area	2,317 sqft
Basement Area	2,309 sqft
Finished Basement	1,759 sqft
Unfinished Basement	550 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2004
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	201 ft deep x 99 ft wide
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	334 sqft
Patio Area	450 sqft
Boat Access	Boat Access
Boat House	570 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	348 RIVERBEND DR
City	DAYTON
State	TN
Zip	37321-5336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 3; SUBDIVISION: RIVERBEND ESTATES
Legal Subdivision	RIVERBEND ESTATES
Legal Lot Number	14 99
Jurisdiction	RHEA TN
Township / Civil Division	7
Census Block Group	3
Census Block	3016
Census Tract	975200

Owner

348 Riverbend Dr is owned and occupied by an individual who bought it in December 2020.

Source: Rhea County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	348 RIVERBEND DR, DAYTON, TN 37321-5336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 7, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME PT FIN'L
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit SIMPLYBANK
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK
Sep 4, 2018	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on File
Deed Sale	Dec 7, 2020 · Amount on File
Prior Sale	Sep 4, 2018 · Amount on File
Deed Document Number	20004919
Deed Book / Page	488 / 634
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	348 RIVERBEND DR, DAYTON, TN 37321-5336
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015737
Date	Sep 7, 2022
Book Page	T682/57
Instrument	22015737

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	WESTLAND, MI 48185

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Dec 7, 2020
Property Address	348 RIVERBEND DR, DAYTON, TN 37321-5336
Document Number	0000004919
Book / Page	000488 / 000634
Instrument Date	Dec 4, 2020
Instrument	4919
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	TITLE INSURANCE COMPANY/DAYTON, TITLE INS CO/DAYTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,998.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	348 RIVERBEND DR DAYTON TN 373215336, DAYTON, TN 37321-5336

Mortgage

Document Number	4920
Date	Dec 7, 2020
Book Page	001639/000747
Instrument	4920

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	348 RIVERBEND DR, DAYTON, TN 37321-5336
Document Number	0000001475
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 RIVERBEND DR DAYTON TN 373215336, DAYTON, TN 37321-5336

Mortgage

Document Number	0000001475
Date	Apr 22, 2020
Book Page	000626/000258
Instrument	1475

Lender

Name	SIMPLYBANK
Address	DAYTON, TN 37321

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 21, 2030

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	348 RIVERBEND DR, DAYTON, TN 37321-5336
Document Number	0000013252
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	348 RIVERBEND DR DAYTON TN 373215336, DAYTON, TN 37321-5336

Mortgage

Document Number	0000013252
Date	Oct 15, 2019
Book Page	000617/000165
Instrument	13252

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Sep 4, 2018
Property Address	348 RIVERBEND DR, DAYTON, TN 37321-5336
Document Number	0000007921
Book / Page	000469 / 000094
Instrument Date	Aug 31, 2018
Instrument	7921
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	348 RIVERBEND DR DAYTON TN 373215336, DAYTON, TN 37321-5336

Mortgage

Document Number	7922
Date	Sep 4, 2018
Book Page	000599/000358
Instrument	7922

Lender

Name	NORTH AMERICAN SVGS BK
Type	Federal Savings Bank
Address	GRANDVIEW, TN 64030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 348 Riverbend Dr was $2,646.

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,646.00	$196,175 Land $39,475 Building $156,700
2024			$784,700 Land $157,900 Building $626,800
2022		$121,825 Land $28,750 Building $93,075	$487,300 Land $115,000 Building $372,300
2021	$2,747.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 348 Riverbend Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 348 Riverbend Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON WATER DEPT serves 25,054 people · EPA ID TN0000174
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: BTC Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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