348 River Rd, Bluff City, TN 37618 Property Records

Sullivan County property record for 348 River Rd, Bluff City, TN 37618

Property Summary

Property Type	Townhouse
Details	2 ba · 1,026 sqft · built 1986
Owner	Individual Name on Record
Last Sale	$135,000 (Sep 2023)
Tax Bill	$529 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`097I A 04950C007`

Property Details

APN / Parcel Number

Primary APN	`097I A 04950C007`
Alternative APN	`082097I A 04950C007`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,026 sqft Living Area
1st Floor Area	504 sqft
Upper Floors Area	522 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2002
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	348 RIVER RD
City	BLUFF CITY
State	TN
Zip	37618-2437
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-1
Legal Description	DIST:16 SUBD:RIVERWATCH TOWNHOUSES MAP REF:097J
Legal Subdivision	RIVERWATCH TOWNHOUSES
Jurisdiction	SULLIVAN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1058
Census Tract	43201

Owner

Source: Sullivan County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	348 RIVER RD APT B1, B1, BLUFF CITY, TN 37618-2459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
Sep 12, 2023	Special Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU
Jul 18, 2022	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Jul 18, 2022 · Amount on Record
Deed Document Number	23015278
Deed Book / Page	3573 / 2307
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	Jul 22, 2026
Property Address	348 RIVER RD, BLUFF CITY, TN 37618-2437
Document Number	0000014989
Book / Page	3710 / 2722
Instrument Date	Jul 20, 2026
Instrument	202614989
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	RELIABLE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$63,342.15
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 RIVER RD, BLUFF CITY, TN 37618-2437

Mortgage

Document Number	0000014990,
Date	Jul 22, 2026
Instrument	202614990

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

Mortgage

Document Number	0000014991,
Date	Jul 22, 2026
Book Page	3710/2748
Instrument	202614991

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Aug 1, 2036

Interest

Rate	6.52%
Max Rate	-1%

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	Sep 12, 2023
Property Address	348 RIVER RD, BLUFF CITY, TN 37618-2437
Document Number	0035732307
Book / Page	3573 / 2307
Map Reference	MB 21 PG 77
Instrument Date	Sep 5, 2023
Instrument	23015278
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2780 LAKE VISTA DR, LEWISVILLE, TX 75067-3884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 RIVER RD APT B1, B1, BLUFF CITY, TN 37618-2459

Mortgage

Document Number	0023015279
Date	Sep 12, 2023
Instrument	23015279

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SULLIVAN TN
Recording Date	Jul 18, 2022
Property Address	348 RIVER RD, BLUFF CITY, TN 37618-2437
Document Number	0035171190
Book / Page	3517 / 1190
Map Reference	MB 21 PG 77
Instrument Date	Jul 8, 2022
Instrument	22014683
Transaction Type	Foreclosure
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Tax	$188.30
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sullivan County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sullivan County
Unified School District	Sullivan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$529.00 (+21.05%)	$32,775 (+80.58%) Land $4,375 Building $28,400	$131,100 (+80.58%) Land $17,500 Building $113,600
2023		$18,150 (-) Land $2,500 Building $15,650
2022	$437.00	$18,150 Land $2,500 Building $15,650
2021			$72,600 Land $10,000 Building $62,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL-BLUFF CITY U.D. serves 6,268 people · EPA ID TN0000079
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Apr 2012
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bristol Tennessee Essential Services Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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