348 River Rd, #3, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 348 River Rd, #3, Andover, MA 01810

Property Summary

Property TypeCondominium
Details4 bd · 3.5 ba · 2,498 sqft · built 1905
Lot Size1.08 acres (47,387 sqft)
OwnerCompany Name on Record
Last Sale$545,000 (Jun 2019)
Tax Bill$8,868 (2025)
Deeds & MortgagesMay 2026 Transfer
Dec 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNANDO M:00215 B:00005 L:00003

Property Details

APN / Parcel Number

Primary APNANDO M:00215 B:00005 L:00003

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Units5 Units
Stories3 Stories
Building Area2,498 sqft Living Area
Gross Area3,506 sqft
Basement Area846 sqft
Unfinished Basement508 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area47,387 sqft (1.08 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address348 RIVER RD, 3
CityANDOVER
StateMA
Zip01810-3297
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSRC
Legal Block5
Legal Lot Number3
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group2
Census Block2000
Census Tract254402

Owner

Source: Essex County and Andover Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address348 RIVER RD, 3, ANDOVER, MA 01810-3297
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Quit Claim Deed, Transfer
Quitclaim
Dec 29, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Mar 31, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Jun 13, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LEADER BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2019 · Amount on Record
Deed SaleJun 13, 2019 · Amount on Record
Prior SaleOct 18, 2016 · Amount on Record
Deed Document Number201913267
Deed Book / Page15880 / 149
Record UpdatedOct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANDOVER MA
Recording DateMay 11, 2026
Property Address348 RIVER RD, 3, ANDOVER, MA 01810-3297
Document Number0018576-33
Book / Page18576 / 33
Instrument DateApr 21, 2026
Instrument20267194
Transaction TypeTransfer
Record UpdatedAug 28, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 RIVER RD, 3, ANDOVER, MA 01810-3297

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address348 RIVER RD # 3, 3, ANDOVER, MA 01810-3297
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16683-314
DateDec 29, 2020
Book Page16683/314
Instrument37606
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address348 RIVER RD # 3, 3, ANDOVER, MA 01810-3297
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number16248-141
DateMar 31, 2020
Book Page16248/141
Instrument7837
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANDOVER MA
Recording DateJun 13, 2019
Property Address348 RIVER RD # 3, 3, ANDOVER, MA 01810-3297
Document Number15880-149
Book / Page15880 / 149
Instrument DateJun 13, 2019
Instrument13267
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 RIVER RD APT C, C, ANDOVER, MA 01810-6317

Mortgage

Document Number13268
DateJun 13, 2019
Instrument13268
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,868.00 (+15.71%)$710,000 (+19.33%) Building $710,000$731,025
2024$7,664.00 (+3.99%)$595,000 (+10.29%) Building $595,000
2023$7,370.00$539,500 Building $539,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 1996 · Extreme Weather Conditons And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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