348 Richlands Loop Rd, Richlands, NC 28574 Property Records

Onslow County property record for 348 Richlands Loop Rd, Richlands, NC 28574 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,452 sqft · built 2004
Lot Size	1.23 acres (53,579 sqft)
Owner	Individual Name on File
Tax Bill	$2,050 (2023)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-38.4`

Property Details

APN / Parcel Number

Primary APN	`42-38.4`
Alternative APNs	`111254003` `063270`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,452 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	53,579 sqft (1.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	111254003
Old Parcel Number	42 38,4
Street Address	348 RICHLANDS LOOP RD
City	RICHLANDS
State	NC
Zip	28574-6331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR1 KR & DJ BARBEE PROP S/F 42 38,2 K & D BARBEE
Legal Subdivision	K REID + DARLENE J BARBEE
Legal Tract	1
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	2
Census Block	2000
Census Tract	207

Owner

Source: Onslow County records · APN 42-38.4

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	348 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2002
Deed Sale	Feb 26, 2002
Deed Document Number	0001815893
Record Updated	Jun 07, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	348 RICHLANDS LOOP RD, RICHLANDS, NC 28574-6331
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047660902
Date	Apr 20, 2018
Book Page	4766/902

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	60 Months
Due	May 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,050.00	$313,005 Land $30,690 Building $282,315	$313,005 Land $30,690 Building $282,315

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330002072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force 5 of 5 on primary residences
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018, rainfall accumulation, Hurricane Florence

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.