Calvert County property record for 348 Red Cloud Rd, Lusby, MD 20657 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,092 sqft Total Area |
| Lot Size | 14,946 sqft (0.343 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $340,000 (2026) |
| Tax Bill | $831.00 (2025) |
| Primary APN | 01-084445 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,092 sqft Total Area |
| Basement Area | 928 sqft Basement |
| Finished Basement | 928 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,946 sqft (0.343 acres) |
| Deck Area | 180 sqft Deck |
| Porch Area | 56 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 084445 |
|---|---|
| Street Address | 348 RED CLOUD RD |
| City | LUSBY |
| State | MD |
| Zip | 20657-2502 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 3 SEC 5F CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | CALVERT MD |
| Minor Civil Division | 1, SOLOMONS ISLAND |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 861003 |
Source: Calvert County records · APN 01-084445
Assessment roll updated July 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 348 RED CLOUD RD, LUSBY, MD 20657-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 04, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Apr 17, 2026 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING AND COM |
| Apr 17, 2026 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HSNG AND COMMUNITY |
| Aug 06, 2018 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage C&F MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Aug 06, 2018 · Amount on Record |
| Deed Book / Page | 6887 / 206 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 348 RED CLOUD RD, LUSBY, MD 20657-2502 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 348 RED CLOUD RD, LUSBY, MD 20657-2502 |
| Document Number | 0068250060 |
|---|---|
| Date | Dec 04, 2025 |
| Book Page | 6825/60 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 01, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Apr 17, 2026 |
| Property Address | 348 RED CLOUD RD, LUSBY, MD 20657-2502 |
| Document Number | 6887000206 |
| Book / Page | 6887 / 206 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | CERTIFIED TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343,400.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 348 RED CLOUD RD, LUSBY, MD 20657-2502 |
| Document Number | 6887000215, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 6887/215 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Number | 6887000239, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 6887/239 |
| Name | DEPARTMENT OF HOUSING AND COM |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Apr 17, 2026 |
| Property Address | 348 RED CLOUD RD, LUSBY, MD 20657-2502 |
| Document Number | 6887000206 |
| Book / Page | 6887 / 206 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Title Company | CERTIFIED TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343,400.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 348 RED CLOUD RD, LUSBY, MD 20657-2502 |
| Document Number | 6887000215, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 6887/215 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Number | 0068870239, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 6887/239 |
| Name | DEPARTMENT OF HSNG AND COMMUNITY |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 06, 2018 |
| Property Address | 348 RED CLOUD RD, LUSBY, MD 20657-2502 |
| Document Number | 0052290317 |
| Book / Page | 5229 / 317 |
| Map Reference | MB1 PL45 |
| Instrument Date | Aug 02, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | BRENNAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 144 PATUXENT MOBILE ESTS, LOTHIAN, MD 20711-9698 |
| Document Number | 0005229324 |
|---|---|
| Date | Aug 06, 2018 |
| Instrument | 5229/324 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $831.00 (-64.33%) | $268,233 (+19.59%) | $290,200 (+29.38%) Land $55,200 Building $235,000 |
| 2023 | $2,330.00 | $224,300 Land $55,200 Building $169,100 | $224,300 Land $55,200 Building $169,100 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 86% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 1,220 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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