La Plata County property record for 348 Pine River Ranch Cir, Bayfield, CO 81122
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,391 sqft · built 2022 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Sep 2020) |
| Tax Bill | $2,449 (2025) |
| Deeds & Mortgages | Nov 2022 Construction Loan Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5675-113-01-003 |
| Primary APN | 5675-113-01-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,391 sqft Living Area |
| 1st Floor Area | 1,391 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Lot Area | 43,996 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R008355 |
|---|---|
| Street Address | 348 PINE RIVER RANCH CIR |
| City | BAYFIELD |
| State | CO |
| Zip | 81122-9325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: PINE RIVER RANCH #2 BLOCK: 0 LOT: 15 PINE RIVER RANCHES SUB #2 348 PINE RIVER RANCH CIR BAYFIELD 81122 |
| Legal Subdivision | PINE RIVER RANCH #2 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | BAYFIELD |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 970601 |
348 Pine River Ranch Cir is owned by two individuals who bought it in September 2020.
Source: La Plata County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5394 CORY DR, EL PASO, TX 79932-3006 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2022 | Deed of Trust, Mortgage · Construction Mortgage NBH BANK NA |
| Sep 28, 2020 | Grant Deed, Transfer LAND TITLE GUARANTEE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2020 · Amount on File |
| Deed Sale | Sep 28, 2020 · Amount on File |
| Prior Sale | May 15, 1995 · Amount on File |
| Deed Document Number | 20201178447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 348 PINE RIVER RANCH CIR, BAYFIELD, CO 81122-9325 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5394 CORY DR, EL PASO, TX 79932-3006 |
| Document Number | 0001217185 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 1217185 |
| Name | NBH BANK NA |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.21% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.21% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Sep 28, 2020 |
| Property Address | 348 PINE RIVER RANCH CIR, BAYFIELD, CO 81122-9325 |
| Document Number | 0001178447 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 1178447 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount on Record |
|---|---|
| Tax | $19.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5394 CORY DR EL PASO TX 799323006, EL PASO, TX 79932-3006 |
The 2025 property tax bill for 348 Pine River Ranch Cir was $2,449.
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Bayfield School District 10 JT-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,280 (-2.09%) Land $14,640 Building $19,640 | $560,160 (-) Land $239,250 Building $320,910 | |
| 2025 | $2,449.00 | $35,010 Land $14,950 Building $20,060 | $560,160 Land $239,250 Building $320,910 |
| 2023 | $681.00 (-82.09%) | $11,050 (-81.24%) Land $9,690 Building $1,360 | $165,010 (-18.73%) Land $144,640 Building $20,370 |
| 2022 | $3,803.00 | $58,890 Land $46,260 Building $12,630 | $203,040 Land $159,500 Building $43,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 348 Pine River Ranch Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Jun 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 348 Pine River Ranch Cir is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 77% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
May also be available: AlignTec, Verizon.
5G (outdoors only) and 4G LTE
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