St. Charles County property record for 348 Pearson Ct, Saint Charles, MO 63304 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,499 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $298,806 (2006) |
| Tax Bill | $4,962.00 (2025) |
Source: St. Charles County records · APN T061100044
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 348 PEARSON CT, SAINT CHARLES, MO 63304-2668 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Line of Credit THE BANK OF OTTERVILLE |
| Aug 11, 2022 | Deed of Trust, Mortgage · Line of Credit MIDWEST REGIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 01, 2006 · Amount on Record |
| Deed Sale | Feb 01, 2006 · Amount on Record |
| Prior Sale | Feb 01, 2006 · Amount on Record |
| Deed Doc Number | 200692190 |
| Deed Book / Page | 4406 / 669 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 348 PEARSON CT, SAINT CHARLES, MO 63304-2668 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 348 PEARSON CT, COTTLEVILLE, MO 63304-2668 |
| Document Number | 0000052703 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 2022R-052703 |
| Name | THE BANK OF OTTERVILLE |
|---|---|
| Address | OTTERVILLE, MO 65348 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 348 PEARSON CT, SAINT CHARLES, MO 63304-2668 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 348 PEARSON CT, SAINT CHARLES, MO 63304-2668 |
| Document Number | 0000044670 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 2022R-044670 |
| Name | MIDWEST REGIONAL BANK |
|---|---|
| Type | Bank |
| Address | OTTERVILLE, MO 65348 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,762 (-) | $440,851 (-) Building $440,851 | |
| 2025 | $4,962.00 | $83,762 (+12.28%) | $440,851 (+12.28%) |
| 2023 | $74,602 | ||
| 2022 | $392,644 Land $70,000 Building $322,644 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 10% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | T061100044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,499 sqft Living Area |
| Gross Area | 4,243 sqft Gross Area |
| 1st Floor | 1,311 sqft 1st Floor |
| Basement Area | 1,269 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 12,632 sqft (0.29 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 475 sqft Garage |
| Patio Area | 164 sqft Patio |
| Porch | Open Porch |
| Porch Area | 125 sqft Porch |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T061100044 |
|---|---|
| Street Address | 348 PEARSON CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-2668 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ADDYSTON PL #1 LOT 44 |
| Legal Subdivision | ADDYSTON PL #1 |
| Legal Lot Number | 44 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | HARVESTER |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 311149 |
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