348 Palmer St, Salida, CO 81201 Property Records

Chaffee County property record for 348 Palmer St, Salida, CO 81201

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,120 sqft · built 1960
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on File
Last Sale	$534,000 (Aug 2021)
Tax Bill	$2,774 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R380705110521`

Property Details

APN / Parcel Number

Primary APN	`R380705110521`
Alternative APN	`380705110521`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,120 sqft Living Area
Gross Area	2,225 sqft
1st Floor Area	2,120 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	10,200 sqft (0.234 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	273 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R380705110521
Street Address	348 PALMER ST
City	SALIDA
State	CO
Zip	81201-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 21 THRU 24 BLK 10 BLAKE & WESTERFIELDS ADD SALIDA INCLUDES 3807051-10-154 REC 473777
Legal Range	09E
Legal Township	49N
Legal Section	05
Legal Subdivision	BLAKE & WESTERFIELDS ADD
Legal Block	10
Legal Lot Number	21-24
Jurisdiction	CHAFFEE CO
Township / Civil Division	SALIDA
Census Block Group	3
Census Block	3066
Census Tract	100

Owner

348 Palmer St is owned and occupied by two individuals who bought it in August 2021.

Source: Chaffee County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	348 PALMER ST, SALIDA, CO 81201-3035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage HIGH COUNTRY BANK
Jun 24, 2022	Deed of Trust, Mortgage · Construction Mortgage HIGH COUNTRY BANK
Aug 31, 2021	Special Warranty Deed, Transfer · Line of Credit HIGH COUNTRY BANK
Aug 31, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Prior Sale	Apr 11, 2014 · Amount on File
Deed Document Number	2021473777
Prior Transfer Date	Aug 23, 2021
Prior Transfer Doc	0000473776
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	348 PALMER ST, SALIDA, CO 81201-3035
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 PALMER ST, SALIDA, CO 81201-3035

Mortgage

Document Number	0000489422
Date	Sep 11, 2023
Instrument	489422

Lender

Name	HIGH COUNTRY BANK
Type	Bank
Address	SALIDA, CO 81201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 7, 2043

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	348 PALMER ST, SALIDA, CO 81201-3035
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 W 2ND ST A, A, SALIDA, CO 81201-1672

Mortgage

Document Number	0000481381
Date	Jun 24, 2022
Instrument	481381

Lender

Name	HIGH COUNTRY BANK
Type	Bank
Address	SALIDA, CO 81201

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	Dec 23, 2023

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHAFFEE CO
Recording Date	Aug 31, 2021
Property Address	348 PALMER ST, SALIDA, CO 81201-3035
Document Number	473777
Instrument Date	Aug 30, 2021
Instrument	473777
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	348 PALMER ST, SALIDA, CO 81201-3035

Mortgage

Document Number	473778
Date	Aug 31, 2021
Instrument	473778

Lender

Name	HIGH COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAFFEE CO
Recording Date	Aug 31, 2021
Property Address	348 PALMER ST, SALIDA, CO 81201-3035
Document Number	473776
Instrument Date	Aug 23, 2021
Instrument	473776
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 PALMER ST, SALIDA, CO 81201-3035

Tax Assessment & Valuation

The 2025 property tax bill for 348 Palmer St was $2,774.

Source: Chaffee County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Chaffee County
Municipality	Salida City
Unified School District	Salida School District R-32 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,774.00	$55,650 Land $15,510 Building $40,140	$890,418 Land $248,141 Building $642,277
2023	$1,906.00	$43,760 Land $16,630 Building $27,130	$708,106 Land $248,141 Building $459,965

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 348 Palmer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 348 Palmer St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SALIDA serves 5,666 people · EPA ID CO0108700
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Visionary Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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