348 Osage St, Front Royal, VA 22630 Property Records

Warren County property record for 348 Osage St, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1951
Lot Size	0.16 acres (6,965 sqft)
Owner	Individual Name on File
Last Sale	$219,900 (Jan 2024)
Tax Bill	$1,391 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20/A8/14/3/5`

Property Details

APN / Parcel Number

Primary APN	`20/A8/14/3/5`
Alternative APN	`12498`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
Gross Area	1,892 sqft
1st Floor Area	608 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1991
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	6,965 sqft (0.16 acres)
Terrain	Rolling
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12498
Old Parcel Number	20A814 3 5
Street Address	348 OSAGE ST
City	FRONT ROYAL
State	VA
Zip	22630-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PT L5-6 B3 FLETCHER AKA L B SURV LR05-10114
Legal Subdivision	SOUTH RIVER-TOWN
Legal Lot Number	B
Jurisdiction	WARREN VA
Township / Civil Division	SOUTH RIVER
Census Block Group	4
Census Block	4010
Census Tract	20500

Owner

348 Osage St is owned and occupied by an individual who bought it in January 2024.

Source: Warren County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	348 OSAGE ST, FRONT ROYAL, VA 22630-3120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2024 · Amount on File
Deed Sale	Jan 23, 2024 · Amount on File
Prior Sale	Jun 17, 2014 · Amount on File
Deed Document Number	2024248
Prior Transfer Date	Aug 9, 2007
Prior Transfer Doc	0000007712
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Jan 23, 2024
Property Address	348 OSAGE ST, FRONT ROYAL, VA 22630-3120
Document Number	0240000248
Map Reference	MB 79 PG 434
Instrument Date	Jan 19, 2024
Instrument	240000248
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	QUALITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	348 OSAGE ST, FRONT ROYAL, VA 22630-3120

Mortgage

Document Number	0240000249
Date	Jan 23, 2024
Instrument	240000249

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 348 Osage St was $1,391, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,391.00 (+18.79%)	$244,500 (-) Land $52,300 Building $192,200
2025	$1,171.00 (+39.9%)	$244,500 (+43.07%) Land $52,300 Building $192,200	$244,500 (+43.07%) Land $52,300 Building $192,200
2024	$837.00	$170,900 (-) Land $28,800 Building $142,100	$170,900 (-) Land $28,800 Building $142,100
2023		$170,900 Land $28,800 Building $142,100	$170,900 Land $28,800 Building $142,100
2022	$837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 348 Osage St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (1984–2011)
Most Recent Claim	Apr 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 348 Osage St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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