348 Ohio St, Franklin, IN 46131 Property Records

Johnson County property record for 348 Ohio St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,016 sqft · built 1947
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,557 (Feb 2026)
Tax Bill	$1,403 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`51001431009/00`

Property Details

APN / Parcel Number

Primary APN	`51001431009/00`
Alternative APNs	`41-08-14-041-036.000-009` `00001088019`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1950
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	131 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001088019
Street Address	348 OHIO ST
City	FRANKLIN
State	IN
Zip	46131-1814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE S14 T12 R4 MP FRANKLIN COMMUNI
Legal Range	4
Legal Township	12
Legal Section	14
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2025
Census Tract	611000

Owner

Source: Johnson County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	348 OHIO ST, FRANKLIN, IN 46131-1814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Jun 24, 2016	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 19, 2014	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jan 17, 2008	Warranty Deed, Transfer · Conventional Mortgage COUNTRYWIDE MORTGAGE VENTURES LLC
Sep 8, 2005	Special Warranty Deed, Transfer · Conventional Mortgage FIRST REPUBLIC MORTGAGE CORP
May 2, 2005	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Jun 24, 2016 · Amount on Record
Deed Document Number	20263339
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 20, 2026
Property Address	348 OHIO ST, FRANKLIN, IN 46131-1814
Document Number	2026003339
Instrument Date	Feb 13, 2026
Instrument	2026-003339
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	INDYLEGAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	348 OHIO ST, FRANKLIN, IN 46131-1814

Mortgage

Document Number	2026003340
Date	Feb 20, 2026
Instrument	2026-003340

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 20, 2026
Property Address	348 OHIO ST, FRANKLIN, IN 46131-1814
Document Number	2026003339
Instrument Date	Feb 13, 2026
Instrument	2026-003339
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	INDYLEGAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	348 OHIO ST, FRANKLIN, IN 46131-1814

Mortgage

Document Number	2026003340
Date	Feb 20, 2026
Instrument	2026-003340

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jun 24, 2016
Property Address	348 OHIO ST, FRANKLIN, IN 46131-1814
Document Number	2016013853
Instrument Date	Jun 17, 2016
Instrument	2016-013853
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2016013854
Date	Jun 24, 2016
Instrument	2016-013854

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2046

February 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 19, 2014
Property Address	348 OHIO ST, FRANKLIN, IN 46131-1814
Document Number	SDF4120144684007
Instrument	SDF41-2014-4684007
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	348 OHIO ST, FRANKLIN, IN 46131-1814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2420 E LORETTA DR, INDIANAPOLIS, IN 46227-4959

January 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jan 17, 2008
Property Address	348 OHIO ST, FRANKLIN, IN 46131-1814
Document Number	2008001285
Instrument Date	Dec 21, 2007
Instrument	2008-001285
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 OHIO ST, FRANKLIN, IN 46131-1814

Mortgage

Document Number	2008001286
Date	Jan 17, 2008
Instrument	2008-001286

Lender

Name	COUNTRYWIDE MORTGAGE VENTURES LLC
Type	Mortgage Company
Address	AGOURA HILLS, CA 91301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2038

September 2005: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Sep 8, 2005
Property Address	348 OHIO ST, FRANKLIN, IN 46131-1814
Document Number	2005024710
Instrument Date	Aug 23, 2005
Instrument	2005-024710
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	LANDAMERICA LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 OHIO ST, FRANKLIN, IN 46131-1814

Mortgage

Document Number	2005024711
Date	Sep 8, 2005
Instrument	2005-024711

Lender

Name	FIRST REPUBLIC MORTGAGE CORP
Type	Lending Institution
Address	46246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2035

May 2005: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	JOHNSON IN
Recording Date	May 2, 2005
Property Address	348 OHIO ST, FRANKLIN, IN 46131-1814
Document Number	2005011216
Instrument Date	Mar 18, 2005
Instrument	2005-011216
Transaction Type	Foreclosure
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	961 N WEIGEL AVE, ELMHURST, IL 60126-1058

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,403.00 (+9.27%) Homeowner's exemption	$191,200 (+33.24%) Land $17,300 Building $173,900	$191,200 (+33.24%) Land $17,300 Building $173,900
2024	$1,284.00 (+37.18%)
2023	$936.00 (+31.46%)	$143,500 (+15.91%) Land $17,600 Building $125,900	$143,500 (+15.91%) Land $17,600 Building $125,900
2022	$712.00 Homeowner's exemption	$123,800 Land $17,600 Building $106,200	$123,800 Land $17,600 Building $106,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–2009)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Aug 2009 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: JC Fiber.

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