348 Ocean Rd, Narragansett, RI 02882 Property Records

Narragansett Town property record for 348 Ocean Rd, Narragansett, RI 02882

Property Summary

Property Type	Single Family Home
Details	7 bd · 6.5 ba · 5,492 sqft · built 1880
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on File
Last Sale	$2,100,000 (Jun 2020)
Tax Bill	$23,049 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NARR M:F B:19`

Property Details

APN / Parcel Number

Primary APN	`NARR M:F B:19`
Alternative APN	`4279225`

Interior

Bedrooms	7 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	3 Stories
Building Area	5,492 sqft Living Area
Gross Area	11,275 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1996
Architectural Style	Cottage
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,162 sqft (1.45 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4279225
Street Address	348 OCEAN RD
City	NARRAGANSETT
State	RI
Zip	02882-1390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Block	19
Jurisdiction	NARRAGANSETT RI
Township / Civil Division	NARRAGANSETT
Census Block Group	3
Census Block	3035
Census Tract	51503

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ocean Road Historic District listed 1982 · 44 contributing resources · NRIS 82000019

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

348 Ocean Rd is owned and occupied by two individuals who bought it in June 2020.

Source: Narragansett Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	348 OCEAN RD, NARRAGANSETT, RI 02882-1390
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Prior Sale	May 25, 1999 · Amount on File
Deed Document Number	20202407
Deed Book / Page	951 / 450
Transfer Doc	833-260
Record Updated	Oct 29, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	NARRAGANSETT RI
Recording Date	Jun 26, 2020
Property Address	348 OCEAN RD, NARRAGANSETT, RI 02882-1390
Document Number	951-450
Book / Page	951 / 450
Instrument Date	Jun 25, 2020
Instrument	2407
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 OCEAN RD, NARRAGANSETT, RI 02882-1390

Mortgage

Document Number	2408
Date	Jun 26, 2020
Instrument	2408

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 348 Ocean Rd was $23,049.

Source: Narragansett Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Narragansett Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,049.00	$3,394,500 Land $2,227,900 Building $1,166,600	$3,536,238
2023	$21,014.00 (+3.45%)	$2,257,100 (-) Land $1,677,300 Building $579,800
2022	$20,314.00	$2,257,100 Land $1,677,300 Building $579,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 348 Ocean Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 units insured incl. 41 condo units
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 348 Ocean Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER WAKEFIELD RHODE ISLAND INC private · serves 21,225 people · EPA ID RI1615624
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023 E. coli resolved · Aug 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ocean Rd

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