348 NE Willow Bend Ter, Lee, FL 32059 Property Records

Madison County property record for 348 NE Willow Bend Ter, Lee, FL 32059

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,453 sqft · built 2008
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Nov 2013)
Tax Bill	$1,959 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-1S-11-1521-0WB-008`

Property Details

APN / Parcel Number

Primary APN	`10-1S-11-1521-0WB-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,453 sqft Living Area
Gross Area	3,200 sqft
1st Floor Area	1,066 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Carport
Garage Area	912 sqft
Carport	Carport
Carport Area	912 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	174 sqft
Patio Area	564 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	348 NE WILLOW BEND TER
City	LEE
State	FL
Zip	32059-4988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW BEND S/D LOT 8 OR 156/607 OR 509/203 OR 845/351 OR 1110/63 OR 1313/283
Legal Range	11E
Legal Township	01S
Legal Section	10
Legal Subdivision	WILLOW BEND S/D
Legal Lot Number	8
Jurisdiction	MADISON FL
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1059
Census Tract	110400

Owner

348 NE Willow Bend Ter is owned and occupied by an individual who acquired it in June 2019.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	348 NE WILLOW BEND TER, LEE, FL 32059-4988
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L SVGS BK
Jun 17, 2019	Warranty Deed, Transfer ABSTRACT AND TITLE SERVICES INC, ABSTRACT & TITLE SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2013 · Amount on File
Deed Sale	Nov 15, 2013 · Amount on File
Prior Sale	Jan 3, 2007 · Amount on File
Deed Document Number	201340035615
Deed Book / Page	1110 / 63
Last Transfer Date	Jun 12, 2019
Transfer Doc	0013130283
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON FL
Property Address	348 NE WILLOW BEND TER, LEE, FL 32059-4988
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 NE WILLOW BEND TER, LEE, FL 32059-4988

Mortgage

Document Number	0014280322
Date	Nov 23, 2021
Book Page	1428/322
Instrument	202140004996

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE BUTLER, FL 32054

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON FL
Property Address	348 NE WILLOW BEND TER, LEE, FL 32059-4988
Document Number	0013160142
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	ABSTRACT AND TITLE SERVICES INC, ABSTRACT & TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 NE WILLOW BEND TER LEE FL 320594988, LEE, FL 32059-4988

Mortgage

Document Number	0013160142
Date	Jul 18, 2019
Book Page	001316/000142
Instrument	40002365

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON FL
Recording Date	Jun 17, 2019
Property Address	348 NE WILLOW BEND TER, LEE, FL 32059-4988
Document Number	0013130283
Book / Page	001313 / 000283
Instrument Date	Jun 12, 2019
Instrument	40002008
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	ABSTRACT AND TITLE SERVICES INC, ABSTRACT & TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 NE WILLOW BEND TER LEE FL 320594988, LEE, FL 32059-4988

Tax Assessment & Valuation

The 2025 property tax bill for 348 NE Willow Bend Ter was $1,959 with a homeowner's exemption.

Source: Madison County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,959.00 Homeowner's exemption	$147,095	$220,105 Land $31,000 Building $189,105
2023	$1,427.00 (+3.03%) Homeowner's exemption	$114,322 (+3%)	$203,978 (+23.57%) Land $33,000 Building $170,978
2022	$1,385.00 Homeowner's exemption	$110,992	$165,072 Land $27,500 Building $137,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 348 NE Willow Bend Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	13 (2003–2013)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Mar 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2009 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 348 NE Willow Bend Ter is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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