Henderson County property record for 348 Mistletoe Trl, Hendersonville, NC 28791
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,234 sqft · built 2019 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $25,000 (Mar 2019) |
| Tax Bill | $6,568 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9559574990 |
| Primary APN | 9559574990 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,234 sqft Heated Area |
| 1st Floor Area | 2,234 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Area | 509 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9971557 |
|---|---|
| Street Address | 348 MISTLETOE TRL |
| City | HENDERSONVILLE |
| State | NC |
| Zip | 28791-2164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9971557~R- |
| Legal Description | #45 CREEK SIDE PH II PHII PL2002-4038B |
| Legal Subdivision | CREEK SIDE PH II |
| Legal Phase | 2 |
| Legal Block | 57 |
| Legal Lot Number | 4990 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 931801 |
348 Mistletoe Trl is owned by a company that acquired it in March 2025.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 348 MISTLETOE TRL, HENDERSONVILLE, NC 28791-2164 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Jan 10, 2020 | Loan Modification, Mortgage FIRST BK |
| Apr 15, 2019 | Deed of Trust, Construction Loan · Line of Credit FIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2019 · Amount on File |
| Deed Sale | Mar 1, 2019 · Amount on File |
| Deed Book / Page | 3305 / 200 |
| Last Transfer Date | Mar 6, 2025 |
| Transfer Doc | 0042640354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 348 MISTLETOE TRL, HENDERSONVILLE, NC 28791-2164 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036180087 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 3618/87 |
| Instrument | 940561 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 348 MISTLETOE TRL, HENDERSONVILLE, NC 28791-2164 |
| Document Number | 0034370344 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 348 MISTLETOE TRL #TRI HENDERSONVILLE NC 287912164, HENDERSONVILLE, NC 28791-2164 |
| Document Number | 0034370344 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 003437/000344 |
| Instrument | 917890 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 9, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Apr 15, 2019 |
| Property Address | 348 MISTLETOE TRL, HENDERSONVILLE, NC 28791-2164 |
| Document Number | 0033220571 |
| Book / Page | 003322 / 000571 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 901809 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 348 MISTLETOE TRL HENDERSONVILLE NC 28791, HENDERSONVILLE, NC 28791 |
| Document Number | 33220571 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 003322/000571 |
| Instrument | 901809 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | TROY, NC 27371 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 348 Mistletoe Trl was $6,568.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Hendersonville City |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $690,700 (-) Land $85,000 Building $605,700 | ||
| 2025 | $6,568.00 | $690,700 Land $85,000 Building $605,700 | |
| 2023 | $690,700 Land $85,000 Building $605,700 | $690,700 Land $85,000 Building $605,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 348 Mistletoe Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2018–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 348 Mistletoe Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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