348 Minor Ridge Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 348 Minor Ridge Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,299 sqft · built 1983
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Apr 2012)
Tax Bill	$3,689 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`061W2-00-00-01400`

Property Details

APN / Parcel Number

Primary APN	`061W2-00-00-01400`
Alternative APN	`24670`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,299 sqft Finished Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,273 sqft (0.144 acres)
View / Lot	Proximity to Airport
Porch	Slab
Porch Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	348 MINOR RIDGE RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-1652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	WYNRIDGE 14
Legal Subdivision	WYNRIDGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	3
Census Block	3003
Census Tract	10702

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	348 MINOR RIDGE RD, CHARLOTTESVILLE, VA 22901-1652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Jul 28, 2023	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2012 · Amount on Record
Deed Sale	Apr 18, 2012 · Amount on Record
Deed Document Number	20124758
Deed Book / Page	4162 / 163
Last Transfer Date	Jul 27, 2023
Transfer Doc	0000006443
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	348 MINOR RIDGE RD, CHARLOTTESVILLE, VA 22901-1652
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	COURT SQUARE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 HEARTHGLOW LN, CHARLOTTESVILLE, VA 22901-1273

Mortgage

Document Number	202400000613
Date	Jan 29, 2024
Instrument	202400000613

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 28, 2023
Property Address	348 MINOR RIDGE RD, CHARLOTTESVILLE, VA 22901-1652
Document Number	202300006443
Map Reference	MB 677 PG 179
Instrument Date	Jul 15, 2023
Instrument	202300006443
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	348 MINOR RIDGE RD, CHARLOTTESVILLE, VA 22901-1652

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,689.00 (+12.81%)	$412,600 (+6.29%) Land $143,000 Building $269,600	$412,600 (+6.29%) Land $143,000 Building $269,600
2025	$3,270.00 (-1.36%)
2023	$3,315.00 (+21.65%)	$388,200 Land $120,000 Building $268,200	$388,200 Land $120,000 Building $268,200
2022	$2,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile, Ting.

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