Delta County property record for 348 Mesa St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,274 sqft · built 1952 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $124,900 (Jul 2015) |
| Tax Bill | $853 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone D (undetermined) |
| APN | R011890 |
| Primary APN | R011890 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,274 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,712 sqft (0.2 acres) |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R011890 |
|---|---|
| Street Address | 348 MESA ST |
| City | DELTA |
| State | CO |
| Zip | 81416-2534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 348 MESA ST DELTA 81416 S: 18 T: 15S R: 95W SUBDIVISION: STEPHENS 2ND ADDITION BLOCK: 1 LOT: 10 AND:- LOT: 11 NORTH 25 TOTAL 0.20 AC +- N25 LOT 10 & ALL OF LOT 11 BLK 1 STEPHENS ADD /DELTA BK 458 PG 446 (R-366173) BK 441 PG 1319 (R-345449) BK 454 PGS |
| Legal Subdivision | STEPHENS 2ND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 964900 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 348 MESA ST, DELTA, CO 81416-2534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP |
| Sep 14, 2017 | Deed of Trust, Mortgage · Line of Credit WESTMINSTER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2015 · Amount on Record |
| Deed Sale | Jul 24, 2015 · Amount on Record |
| Prior Sale | May 22, 2013 · Amount on Record |
| Deed Document Number | 2015681734 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 348 MESA ST, DELTA, CO 81416-2534 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 348 MESA ST, DELTA, CO 81416-2534 |
| Document Number | 0000736261 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 736261 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 348 MESA ST, DELTA, CO 81416-2534 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 698101 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 698101 |
| Name | WESTMINSTER FCU |
|---|---|
| Type | Credit Union |
| Address | WESTMINSTER, CO 80031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 15, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $853.00 (+29.64%) | $12,546 (+26.1%) Land $3,125 Building $9,421 | $200,735 (+35.19%) Land $50,000 Building $150,735 |
| 2024 | $658.00 (+3.95%) | $9,949 (-) Land $2,445 Building $7,504 | |
| 2023 | $633.00 (-0.47%) | $9,949 (+0.86%) Land $2,445 Building $7,504 | $148,486 (+4.62%) Land $36,486 Building $112,000 |
| 2022 | $636.00 | $9,864 Land $3,128 Building $6,736 | $141,926 Land $45,000 Building $96,926 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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