348 McClure Ave, Elgin, IL 60123 Property Records

Kane County property record for 348 McClure Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,036 sqft · built 1923
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$234,000 (Oct 2022)
Tax Bill	$4,826 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-110-030`

Property Details

APN / Parcel Number

Primary APN	`06-14-110-030`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	1,036 sqft
Basement Area	1,036 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	348 MCCLURE AVE
City	ELGIN
State	IL
Zip	60123-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCLURES 3RD ADD LOT 1 & PT OF ALLEY
Legal Subdivision	MCCLURES 3RD ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3012
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	348 MCCLURE AVE, ELGIN, IL 60123-3520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	May 4, 2005 · Amount on Record
Deed Document Number	202249729
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 11, 2022
Property Address	348 MCCLURE AVE, ELGIN, IL 60123-3520
Document Number	0000049729
Instrument Date	Aug 23, 2022
Instrument	2022K049729
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1489 MEYER ST, ELGIN, IL 60123-7054

Mortgage

Document Number	0000049730
Date	Oct 11, 2022
Instrument	2022K049730

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,826.00 (+10.66%) Homeowner's exemption	$74,208 (+8.57%) Land $17,772 Building $56,436	$222,713 (+8.57%) Land $53,337 Building $169,376
2024		$68,350 (+21.39%) Land $16,369 Building $51,981	$205,132 (+21.44%) Land $49,127 Building $156,005
2022	$4,361.00 (+4.81%) Homeowner's exemption	$56,304 (+6.96%) Land $13,484 Building $42,820	$168,912 (+6.96%) Land $40,452 Building $128,460
2021	$4,161.00 Homeowner's exemption	$52,641 Land $12,607 Building $40,034	$157,923 Land $37,821 Building $120,102

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20