Bergen County and Ridgewood Village property record for 348 Marshall St, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,069 sqft · built 1950 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (May 2023) |
| Tax Bill | $10,444 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 51-03611-0000-00008 |
| Primary APN | 51-03611-0000-00008 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,069 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 8,973 sqft (0.206 acres) |
| Lot Dimensions | 138 ft deep x 130 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 348 MARSHALL ST |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-3321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .206 AC |
| Legal Subdivision | IDA M WILLCOX |
| Legal Block | 3611 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 47400 |
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 348 MARSHALL ST, RIDGEWOOD, NJ 07450-3321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 25, 2023 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Prior Sale | May 3, 2007 · Amount on Record |
| Deed Document Number | 202335023 |
| Deed Book / Page | 5002 / 246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 25, 2023 |
| Property Address | 348 MARSHALL ST, RIDGEWOOD, NJ 07450-3321 |
| Document Number | 0050020246 |
| Book / Page | 5002 / 246 |
| Instrument Date | May 22, 2023 |
| Instrument | 2023035023 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,503.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 N VAN DIEN AVE, RIDGEWOOD, NJ 07450-3313 |
| Name | Verified Name |
|---|---|
| Address | 348 MARSHALL ST, RIDGEWOOD, NJ 07450-3321 |
| Document Number | 2023035024 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 2023035024 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 348 MARSHALL ST, RIDGEWOOD, NJ 07450-3321 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0042790262 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 4279/262 |
| Instrument | 2021115601 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,400 (-) Land $262,100 Building $99,300 | $361,400 (-) Land $262,100 Building $99,300 | |
| 2025 | $10,444.00 (+0.73%) | $361,400 (+0.39%) Land $262,100 Building $99,300 | $361,400 (+0.39%) Land $262,100 Building $99,300 |
| 2024 | $10,368.00 (+5.39%) | ||
| 2023 | $360,000 (-) Land $262,100 Building $97,900 | $360,000 (-) Land $262,100 Building $97,900 | |
| 2022 | $9,838.00 (+1.34%) | $360,000 Land $262,100 Building $97,900 | $360,000 Land $262,100 Building $97,900 |
| 2021 | $9,708.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 102 (1979–2021) |
| Claims Outside the SFHA | 6 of 102 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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