348 Mariners Cv, #33C, Douglas, MI 49406 Property Records

Allegan County property record for 348 Mariners Cv, #33C, Douglas, MI 49406

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 928 sqft · built 1986
Lot Size	10.9 acres (476,150 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Jul 2024)
Tax Bill	$10,614 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`59-800-033-00`

Property Details

APN / Parcel Number

Primary APN	`59-800-033-00`
Alternative APN	`03-59-800-033-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	4 Units
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	476,150 sqft (10.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	348 MARINERS CV, 33C
City	DOUGLAS
State	MI
Zip	49406-5183
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4 HBR RE
Legal Description	UNIT 33 TOWER HARBOR CONDOMINIUM SEC 16 T3N R16W (89)
Legal Range	16W
Legal Township	03N
Legal Section	16
Legal Subdivision	HARBOR CONDOMINIUM
Legal Unit	33
Jurisdiction	ALLEGAN MI
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2007
Census Tract	30802

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2305 ROGGE LN, AUSTIN, TX 78723-3201
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2024	Warranty Deed, Transfer · Conventional Mortgage COMERICA BANK
Sep 30, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2024 · Amount on File
Deed Sale	Jul 1, 2024 · Amount on File
Prior Sale	Sep 30, 2020 · Amount on File
Deed Document Number	20249627
Deed Book / Page	4954 / 275
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 1, 2024
Property Address	348 MARINERS CV # 33C, 33C, DOUGLAS, MI 49406-5183
Document Number	004954/275
Book / Page	4954 / 275
Map Reference	LB 1030 PG 375
Instrument Date	Jun 25, 2024
Instrument	2024009627
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,689.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2340 W ROSCOE ST # ST2W, ST2W, CHICAGO, IL 60618-8808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 ROGGE LN, AUSTIN, TX 78723-3201

Mortgage

Document Number	2024009628
Date	Jul 1, 2024
Instrument	2024009628

Lender

Name	COMERICA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 30, 2020
Property Address	348 MARINERS CV # 33C, 33C, DOUGLAS, MI 49406-5183
Document Number	004517/477
Book / Page	4517 / 477
Map Reference	LB 1430 PG 782-793
Instrument Date	Sep 4, 2020
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1753 N TRIPP AVE, CHICAGO, IL 60639-4861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 BELLEFORTE AVE, OAK PARK, IL 60302-1626

Mortgage

Document Number	0004517480
Date	Sep 30, 2020
Instrument	4517/480

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Douglas City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,700 (+9.64%) Land $45,000 Building $151,700	$393,400 (+9.64%) Land $90,000 Building $303,400
2025	$10,614.00 (+32.28%)	$179,400 (+32.79%) Land $42,500 Building $136,900	$358,800 (+32.79%) Land $85,000 Building $273,800
2024	$8,024.00 (+69%)
2023		$135,100 Land $65,000 Building $70,100	$270,200 Land $130,000 Building $140,200
2020	$4,748.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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