348 Mallard Ct, Carmel, IN 46032 Property Records

Hamilton County property record for 348 Mallard Ct, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,163 sqft · built 2002
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$519,000 (Aug 2021)
Tax Bill	$5,403 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-35-102-024.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-35-102-024.000-018`
Alternative APN	`1709350102024000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,163 sqft Living Area
1st Floor Area	2,109 sqft
2nd Floor Area	854 sqft
Attic	Attic
Attic Area	621 sqft
Basement Area	1,140 sqft
Finished Basement	900 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709350102024000
Street Address	348 MALLARD CT
City	CARMEL
State	IN
Zip	46032-9111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .28, SECTION 35, TOWNSHIP 18, RANGE 3, SPRING LAKE ESTATES, LOT 24
Legal Range	03
Legal Township	18
Legal Section	35
Legal Subdivision	SPRING LAKE ESTATES
Legal Lot Number	24
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3010
Census Tract	111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	348 MALLARD CT, CARMEL, IN 46032-9111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 12, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Feb 1, 2013 · Amount on Record
Deed Document Number	2021063254
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 30, 2021
Property Address	348 MALLARD CT, CARMEL, IN 46032-9111
Document Number	0000063254
Map Reference	CAB 1 L 446
Instrument Date	Aug 30, 2021
Instrument	2021063254
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 MALLARD CT, CARMEL, IN 46032-9111

Mortgage

Document Number	0000063255
Date	Aug 30, 2021
Instrument	2021063255

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	348 MALLARD CT, CARMEL, IN 46032-9111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089214
Date	Dec 7, 2020
Instrument	2020089214

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	348 MALLARD CT, CARMEL, IN 46032-9111
Document Number	0000002623
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	348 MALLARD CT CARMEL IN 460329111, CARMEL, IN 46032-9111

Mortgage

Document Number	0000002623
Date	Jan 19, 2018
Instrument	2623

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$551,900 (+3.41%) Land $110,600 Building $441,300	$551,900 (+3.41%) Land $110,600 Building $441,300
2024	$5,403.00 (-4.83%)	$533,700 (+3.15%) Land $110,600 Building $423,100	$533,700 (+3.15%) Land $110,600 Building $423,100
2023	$5,677.00 (+16.5%) Homeowner's exemption	$517,400 (+20.8%) Land $110,600 Building $406,800	$517,400 (+20.8%) Land $110,600 Building $406,800
2022	$4,873.00 Homeowner's exemption	$428,300 Land $108,500 Building $319,800	$428,300 Land $108,500 Building $319,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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