Bergen County and Emerson Borough property record for 348 Main St, Emerson, NJ 07630
| Property Type | Single Family Home |
|---|---|
| Details | 2,491 sqft · built 1953 |
| Lot Size | 0.217 acres (9,448 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $615,000 (Feb 2021) |
| Tax Bill | $16,129 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jan 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00320-0000-00002 |
| Primary APN | 14-00320-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,491 sqft Living Area |
| 1st Floor Area | 2,491 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 9,448 sqft (0.217 acres) |
| Lot Dimensions | 126 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 009992 |
|---|---|
| Street Address | 348 MAIN ST |
| City | EMERSON |
| State | NJ |
| Zip | 07630-1349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 75X126 3LT |
| Legal Subdivision | CONTINENTAL WOODS |
| Legal Block | 320 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EMERSON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 14000 |
Source: Bergen County and Emerson Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 348 MAIN ST, EMERSON, NJ 07630-1349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 9, 2020 | Deed, Transfer · Stand-Alone First Mortgage SISTAR MORTGAGE COMPANY |
| Aug 29, 2018 | Trustee's Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2021 · Amount on Record |
| Deed Sale | Feb 9, 2021 · Amount on Record |
| Prior Sale | Jan 9, 2020 · Amount on Record |
| Deed Document Number | 202117447 |
| Deed Book / Page | 3950 / 1245 |
| Prior Transfer Date | Jun 12, 2018 |
| Prior Transfer Doc | 0030400001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 9, 2021 |
| Property Address | 348 MAIN ST, EMERSON, NJ 07630-1349 |
| Document Number | 0039501245 |
| Book / Page | 3950 / 1245 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 2021017447 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,344.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 BEECHWOOD ST, 19, BERGENFIELD, NJ 07621-4401 |
| Name | Verified Name |
|---|---|
| Address | 348 MAIN ST, EMERSON, NJ 07630-1349 |
| Document Number | 2021017448 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 2021017448 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 9, 2020 |
| Property Address | 348 MAIN ST, EMERSON, NJ 07630-1349 |
| Document Number | 0034541928 |
| Book / Page | 3454 / 1928 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 2020001380 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 348 MAIN ST, EMERSON, NJ 07630-1349 |
| Document Number | 2020001381 |
|---|---|
| Date | Jan 9, 2020 |
| Instrument | 2020001381 |
| Name | SISTAR MORTGAGE COMPANY |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0034541928 |
|---|---|
| Date | Jan 9, 2020 |
| Book Page | 3454/1928 |
| Instrument | 2020001380 |
| Name | SISTAR MORTGAGE COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 29, 2018 |
| Property Address | 348 MAIN ST, EMERSON, NJ 07630-1349 |
| Document Number | 0030400001 |
| Book / Page | 003040 / 000001 |
| Instrument Date | Jun 12, 2018 |
| Instrument | 62051 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 1610 E SAINT ANDREW PL SANTA ANA CA 927054931, SANTA ANA, CA 92705-4931 |
Source: Bergen County and Emerson Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Emerson Borough |
| Unified School District | Emerson Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $471,600 (-) Land $181,900 Building $289,700 | $471,600 (-) Land $181,900 Building $289,700 | |
| 2025 | $16,129.00 (+3.55%) | $471,600 (-) Land $181,900 Building $289,700 | $471,600 (-) Land $181,900 Building $289,700 |
| 2024 | $15,576.00 (+9.08%) | ||
| 2023 | $471,600 Land $181,900 Building $289,700 | $471,600 Land $181,900 Building $289,700 | |
| 2022 | $14,280.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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