348 Light Stream Ln, Billings, MT 59106 Property Records

Yellowstone County property record for 348 Light Stream Ln, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,603 sqft · built 2024
Lot Size	0.511 acres (22,259 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,178 (2026)
Deeds & Mortgages	Sep 2026 Transfer Mar 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000C180920`

Property Details

APN / Parcel Number

Primary APN	`000C180920`
Alternative APNs	`03-0926-03-3-01-49-0000` `R865321` `C18092`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,603 sqft Living Area
1st Floor Area	1,999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,259 sqft (0.511 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	590 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	348 LIGHT STREAM LN
City	BILLINGS
State	MT
Zip	59106-2556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNDANCE SUB (22), S03, T01 S, R25 E, BLOCK 1, LOT 23
Legal Range	25E
Legal Township	01S
Legal Section	03
Legal Subdivision	SUNDANCE SUB (22)
Legal Block	1
Legal Lot Number	23
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1029
Census Tract	1404

Owner

348 Light Stream Ln is owner-occupied and held in a trust since September 2026.

Source: Yellowstone County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	348 LIGHT STREAM LN, BILLINGS, MT 59106-2556
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 20, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 21, 2023	Warranty Deed, Transfer FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025
Deed Sale	May 23, 2025
Prior Sale	Mar 20, 2025 · Amount on File
Deed Document Number	20254103255
Last Transfer Date	Sep 17, 2026
Transfer Doc	0004146925
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 21, 2026
Property Address	348 LIGHT STREAM LN, BILLINGS, MT 59106-2556
Document Number	0004146925
Instrument Date	Sep 17, 2026
Instrument	20264146925
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	348 LIGHT STREAM LN, BILLINGS, MT 59106-2556
Investor	Possibly a Property Investor

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 20, 2025
Property Address	348 LIGHT STREAM LN, BILLINGS, MT 59106-2556
Document Number	0004098280
Map Reference	DOC 3967000
Instrument Date	Mar 19, 2025
Instrument	4098280
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	LIBERTY TITLE & LAND LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 80445, BILLINGS, MT 59108-0445

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	348 LIGHT STREAM LN, BILLINGS, MT 59106-2556

Mortgage

Document Number	0004098281
Date	Mar 20, 2025
Instrument	4098281

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2040

Mortgage

Document Number	0004098282
Date	Mar 20, 2025
Instrument	4098282

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 21, 2023
Property Address	BILLINGS, MT 59106
Document Number	0004049722
Map Reference	DOC 3967000
Instrument Date	Jun 19, 2023
Instrument	4049722
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 51090, BILLINGS, MT 59105-1090

Tax Assessment & Valuation

The 2026 property tax bill for 348 Light Stream Ln was $3,178, up 35.3% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,178.00 (+35.35%)	$676,100 (+76.44%) Land $98,679 Building $577,421	$676,100 (+76.44%) Land $98,679 Building $577,421
2025	$2,348.00	$383,179 Land $98,679 Building $284,500	$383,179 Land $98,679 Building $284,500
2023	$561.00	$83,563	$83,563 Land $83,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 348 Light Stream Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 348 Light Stream Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
Wisp West Fixed Wireless	100 / 20

May also be available: Verizon.

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