Swain County property record for 348 Laurel Dr, Whittier, NC 28789
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,080 sqft · built 1993 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $599 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 760200401153 |
| Primary APN | 760200401153 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Total Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Other |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 11685 |
|---|---|
| Street Address | 348 LAUREL DR |
| City | WHITTIER |
| State | NC |
| Zip | 28789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20-OR-1837-A1-BIG LAUREL SUB1 |
| Legal Subdivision | BIG LAUREL ACRES |
| Legal Lot Number | 13 |
| Jurisdiction | SWAIN NC |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 960302 |
348 Laurel Dr, a single family home, is owned by an individual.
Source: Swain County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1609 NEWPORT AVE, LAKELAND, FL 33803-2420 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SWAIN NC |
| Recording Date | Jul 10, 2026 |
| Property Address | 348 LAUREL DR, WHITTIER, NC 28789 |
| Document Number | 0000001185 |
| Book / Page | 555 / 348 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 20261185 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,006.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3431 SW 20TH ST, FORT LAUDERDALE, FL 33312-3667 |
| Document Number | 0000001186, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 20261186 |
| Name | TOMASSO MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 348 Laurel Dr was $599.
Source: Swain County assessment roll, as of August 28, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Swain County |
| Unified School District | Swain County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $599.00 | $118,180 Land $15,860 Building $102,320 | $118,180 Land $15,860 Building $102,320 |
| 2023 | $540.00 Additional exemption filed | $118,180 Land $15,860 Building $102,320 | $118,180 Land $15,860 Building $102,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 348 Laurel Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 individual policies |
| Nearby Flood Policies | 24 units insured incl. 6 condo units |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 348 Laurel Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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