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348 Las Olas Dr, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 348 Las Olas Dr, Melbourne Beach, FL 32951 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,414 sqft · built 1996
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$352,000 (Jul 2020)
Tax Bill$5,463 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Jan 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-38-20-51-F-13

Property Details

APN / Parcel Number

Primary APN28-38-20-51-F-13
Alternative APNs
  • 28-38-20-51-0000F.0-0013.00
  • 2852370

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,414 sqft Living Area
Gross Area1,983 sqft
1st Floor Area1,414 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area396 sqft
PorchFinished/Open Porch
Porch Area171 sqft
Deck Area518 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2852370
Street Address348 LAS OLAS DR
CityMELBOURNE BEACH
StateFL
Zip32951-3469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLA COSTA VILLAGE LOT 13 BLK F
Legal Range38E
Legal Township28S
Legal Section20
Legal SubdivisionLA COSTA VILLAGE
Legal BlockF
Legal Lot Number13
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE SHORES-FLORIDANA BEACH
Census Block Group1
Census Block1009
Census Tract66103

Owner

Source: Brevard County records · APN 28-38-20-51-F-13

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address348 LAS OLAS DR, MELBOURNE BEACH, FL 32951-3469
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2023Deed of Trust, Mortgage · Line of Credit
GTE FCU
Jan 09, 2023Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 15, 2021Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Jul 22, 2020Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2020 · Amount on Record
Deed SaleJul 22, 2020 · Amount on Record
Prior SaleNov 16, 1995 · Amount on Record
Deed Document Number2020156454
Deed Book / Page8802 / 1656
Prior Transfer DateJul 17, 2013
Prior Transfer Doc0069330469
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address348 LAS OLAS DR, MELBOURNE BEACH, FL 32951-3469
Transaction TypeMortgage
Record UpdatedMar 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 LAS OLAS DR, MELBOURNE BCH, FL 32951-3469

Mortgage

Document Number0097222311
DateFeb 22, 2023
Book Page9722/2311
Instrument2023035323
Lender
NameGTE FCU
TypeCredit Union
AddressTAMPA, FL 33602
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJan 09, 2023
Property Address348 LAS OLAS DR, MELBOURNE BEACH, FL 32951-3469
Document Number0096922340
Book / Page9692 / 2340
Map ReferenceMB 39 PG 96
Instrument DateJan 06, 2023
Instrument2023004292
Transaction TypeTransfer
Record UpdatedJan 25, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,605.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 WINDEMERE CT, MELBOURNE, FL 32934-8027

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address348 LAS OLAS DR, MELBOURNE BEACH, FL 32951-3469

Mortgage

Document Number0096922342
DateJan 09, 2023
Instrument9692/2342
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address348 LAS OLAS DR, MELBOURNE BEACH, FL 32951-3469
Transaction TypeMortgage
Record UpdatedApr 29, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 LAS OLAS DR, MELBOURNE BEACH, FL 32951-3469

Mortgage

Document Number0090871728
DateApr 15, 2021
Book Page9087/1728
Instrument2021095797
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 22, 2020
Property Address348 LAS OLAS DR, MELBOURNE BEACH, FL 32951-3469
Document Number0088021656
Book / Page008802 / 001656
Instrument DateJul 17, 2020
Instrument156454
Transaction TypeTransfer
Record UpdatedAug 07, 2020
Title CompanySTATE TITLE PARTNERS LLP, STATE TITLE PTRS LLP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,464.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 LAS OLAS DR MELBOURNE FL 329513469, MELBOURNE, FL 32951-3469

Mortgage

Document Number88021657
DateJul 22, 2020
Book Page008802/001657
Instrument156455
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2050

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$443,230 (+2.4%)$443,230 (+2.04%)
2025$5,463.00 (+5.81%) Homeowner's exemption$432,850 (+57.25%)$434,360 (-0.66%)
2024$5,163.00 (+51.45%)
2023$3,409.00 (+7.57%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$275,260 (+3%)$437,230 (+13.66%) Land $140,000 Building $297,230
2022$3,169.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$267,250$384,670 Land $120,000 Building $264,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090661031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 106 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies133 units insured
27 under condo master policies
Nearby Flood Claims34 (1984–2017)
Claims Outside the SFHA30 of 34
Most Recent ClaimOct 2017, rainfall accumulation, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Oct 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 5 claims
  • Hurricane Frances, Sep 2004 · 9 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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