Culpeper County property record for 348 Lafayette Dr, Culpeper, VA 22701
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,160 sqft · built 1989 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Jan 2020) |
| Tax Bill | $1,075 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-N-2-29 |
| Primary APN | 40-N-2-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Porch | Porch |
| Porch Area | 40 sqft |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14677 |
|---|---|
| Street Address | 348 LAFAYETTE DR |
| City | CULPEPER |
| State | VA |
| Zip | 22701-3963 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LAFAYETTE RIDGE PHASE II LOT 29 3202 SQ FT |
| Legal Subdivision | 191 |
| Legal Phase | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | EAST FAIRFAX |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 930502 |
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 348 LAFAYETTE DR, CULPEPER, VA 22701-3963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORPORATION |
| Jan 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2020 · Amount on Record |
| Deed Sale | Jan 3, 2020 · Amount on Record |
| Deed Document Number | 202058 |
| Prior Transfer Date | Sep 1, 2016 |
| Prior Transfer Doc | 0000005140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 348 LAFAYETTE DR, CULPEPER, VA 22701-3963 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220001104 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 220001104 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Jan 3, 2020 |
| Property Address | 348 LAFAYETTE DR, CULPEPER, VA 22701-3963 |
| Document Number | 200000058 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 200000058 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | KENSINGTON VANGUARD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 348 LAFAYETTE DR, CULPEPER, VA 22701-3963 |
| Document Number | 200000059 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 200000059 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,075.00 (-17.56%) | $249,900 (+9.8%) Land $69,000 Building $180,900 | $249,900 (+9.8%) Land $69,000 Building $180,900 |
| 2024 | $1,304.00 (+2.19%) | ||
| 2023 | $1,276.00 | $227,600 Land $55,400 Building $172,200 | $227,600 Land $55,400 Building $172,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
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