348 Keystone Dr, Fenton, MO 63026 Property Records

Jefferson County property record for 348 Keystone Dr, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	2 ba · 968 sqft · built 2000
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$294,600 (Jul 2019)
Tax Bill	$3,285 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021.002.04001049`

Property Details

APN / Parcel Number

Primary APN	`021.002.04001049`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	968 sqft Living Area
Gross Area	1,368 sqft
1st Floor Area	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Frame Porch
Porch Area	40 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	348 KEYSTONE DR
City	FENTON
State	MO
Zip	63026-4889
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WINTER VALLEY 3 LOT 350
Legal Range	5E
Legal Township	43N
Legal Section	02
Legal Subdivision	WINTER VALLEY 3
Legal Block	1
Legal Lot Number	350
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	1
Census Block	1001
Census Tract	700213

Owner

348 Keystone Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	348 KEYSTONE DR, FENTON, MO 63026-4889
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2019 · Amount on File
Deed Sale	Jul 18, 2019 · Amount on File
Prior Sale	May 21, 2007 · Amount on File
Deed Document Number	201920871
Prior Transfer Date	May 15, 2007
Prior Transfer Doc	0000023452
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 18, 2019
Property Address	348 KEYSTONE DR, FENTON, MO 63026-4889
Document Number	0000020871
Instrument Date	Jul 11, 2019
Instrument	20871
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	348 KEYSTONE DR FENTON MO 630264889, FENTON, MO 63026-4889

Mortgage

Document Number	20872
Date	Jul 18, 2019
Instrument	20872

Lender

Name	ANHEUSER BUSCH EMPS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.33%

Tax Assessment & Valuation

The 2025 property tax bill for 348 Keystone Dr was $3,285.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,400 (-) Land $9,600 Building $36,800	$244,100 Land $50,600 Building $193,500
2025	$3,285.00	$46,400 Land $9,600 Building $36,800
2024			$244,100 (+10.7%) Land $50,600 Building $193,500
2023	$3,075.00	$41,900 Land $7,700 Building $34,200	$220,500 Land $40,700 Building $179,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 348 Keystone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2015–2017)
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 348 Keystone Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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