Tate County property record for 348 Jones Rd, Coldwater, MS 38618
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,713 sqft · built 2023 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,480 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 058 34 0002801 |
| Primary APN | 058 34 0002801 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 3,713 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Metal |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Utility Building | 948 sqft |
| Street Address | 348 JONES RD |
|---|---|
| City | COLDWATER |
| State | MS |
| Zip | 38618-6846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE 1/4 SW 1/4 NW 1/4 |
| Legal Range | 09 |
| Legal Township | 04 |
| Legal Section | 34 |
| Jurisdiction | TATE MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950301 |
348 Jones Rd is owned and occupied by two individuals.
Source: Tate County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 348 JONES RD, COLDWATER, MS 38618-6846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTY BANK AND TRUST CO |
| Jan 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 348 JONES RD, COLDWATER, MS 38618-6846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002024/874 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | 2024/874 |
| Name | GUARANTY BANK AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TATE MS |
| Property Address | 348 JONES RD, COLDWATER, MS 38618-6846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/632 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 2021/632 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 348 Jones Rd was $4,480.
Source: Tate County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Tate County |
| Unified School District | Tate County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,480.00 | $39,059 Land $2,080 Building $36,979 | $390,588 Land $20,800 Building $369,788 |
| 2023 | $187.00 | $2,045 Land $1,980 Building $65 | $20,449 Land $19,800 Building $649 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 348 Jones Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2002–2016) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 348 Jones Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 61% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARKABUTLA WATER ASSOCIATION public/private · serves 454 people · EPA ID MS0690001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tallahatchie Valley Internet Services Fiber | 1,000 / 1,000 |
May also be available: AT&T, C Spire Wireless.
5G (outdoors only) and 4G LTE
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