348 Howard Ave, Hope, RI 02831 Property Records

Scituate Town property record for 348 Howard Ave, Hope, RI 02831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,192 sqft · built 1950
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Sep 2018)
Tax Bill	$9,010 (2025)
Deeds & Mortgages	Dec 2019 Refinance Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0632-30`

Property Details

APN / Parcel Number

Primary APN	`2-0632-30`
Alternative APNs	`SCIT M:48-0 L:042-00` `M:48=0 L:042=00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,192 sqft Living Area
Gross Area	7,624 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2-0632-30
Street Address	348 HOWARD AVE
City	HOPE
State	RI
Zip	02831-1444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRW-
Legal Lot Number	42-0
Jurisdiction	SCITUATE RI
Township / Civil Division	SCITUATE
Census Block Group	4
Census Block	4013
Census Tract	13201

Owner

Source: Scituate Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	348 HOWARD AVE, HOPE, RI 02831-1444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU
Sep 17, 2018	Warranty Deed, Transfer HOME POINT FINL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2018 · Amount on Record
Deed Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	20181707
Deed Book / Page	701 / 152
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	348 HOWARD AVE, HOPE, RI 02831-1444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	740-250
Date	Dec 18, 2019
Book Page	740/250
Instrument	2307

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	348 HOWARD AVE, HOPE, RI 02831-1444
Document Number	746-207
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 HOWARD AVE HOPE RI 028311444, HOPE, RI 02831-1444

Mortgage

Document Number	746-207
Date	Feb 25, 2020
Book Page	000746/000207
Instrument	378

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCITUATE RI
Recording Date	Sep 17, 2018
Property Address	348 HOWARD AVE, HOPE, RI 02831-1444
Document Number	701-152
Book / Page	701 / 152
Instrument	1707
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$60.23
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7010154
Date	Sep 17, 2018
Instrument	00701/0154

Lender

Name	HOME POINT FINL CORP

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

Source: Scituate Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Scituate Town
Unified School District	Scituate School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,010.00 (+3.4%)	$519,900 (-) Land $125,400 Building $394,500
2023	$8,714.00 (+2.33%)	$519,900 (-) Land $125,400 Building $394,500
2022	$8,516.00	$519,900 Land $125,400 Building $394,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	29 (1982–2024)
Claims Outside the SFHA	14 of 29
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 4 claims Severe Storms And Flooding, Mar 2010 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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