348 High Crest Dr, Swanton, MD 21561 Property Records

Garrett County property record for 348 High Crest Dr, Swanton, MD 21561

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,344 sqft · built 2006
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Oct 2022)
Tax Bill	$3,628 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-007921`

Property Details

APN / Parcel Number

Primary APN	`04-007921`
Alternative APNs	`4007921` `007921`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,344 sqft Total Area
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Logs
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	360 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	1,500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	007921
Street Address	348 HIGH CREST DR
City	SWANTON
State	MD
Zip	21561-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.00 AC LOT 19 THE SUMMIT BACKBONE MTN
Legal Subdivision	THE SUMMOT SUBDIVISION
Legal Lot Number	19
Jurisdiction	GARRETT MD
Township / Civil Division	4, BLOOMINGTON
Census Block Group	1
Census Block	1022
Census Tract	400

Owner

348 High Crest Dr is owned by an individual who bought it in October 2022.

Source: Garrett County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1005 VINE ST, HERNDON, VA 20170-3737
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CLEAR MOUNTAIN BANK
Oct 3, 2022	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2022 · Amount on File
Deed Sale	Oct 3, 2022 · Amount on File
Prior Sale	Oct 13, 2004 · Amount on File
Deed Book / Page	2448 / 116
Transfer Doc	0000000990
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	348 HIGH CREST DR, SWANTON, MD 21561-1449
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	DEEP CREEK TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022430204
Date	Oct 6, 2020
Book Page	2243/204

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2030

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Oct 3, 2022
Property Address	348 HIGH CREST DR, SWANTON, MD 21561-1449
Document Number	0024480116
Book / Page	2448 / 116
Map Reference	LB 726 PG 586
Instrument Date	Sep 29, 2022
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	NOT AVAILABLE, LAKE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 VINE ST, HERNDON, VA 20170-3737

Mortgage

Document Number	0024480123
Date	Oct 3, 2022
Instrument	2448-0123

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 348 High Crest Dr was $3,628.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,628.00	$320,900	$374,400 Land $35,000 Building $339,400
2023	$2,435.00	$203,400	$213,900 Land $35,000 Building $178,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 348 High Crest Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1985–1996)
Most Recent Claim	Jul 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 348 High Crest Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Pogozone powered by Neubeam Fixed Wireless	25 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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