Jefferson County property record for 348 Heritage Hills Dr, Arnold, MO 63010
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,260 sqft · built 1987 |
| Lot Size | 3.15 acres (137,214 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,334 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-6.0-23.0-4-001-013.03 |
| Primary APN | 02-6.0-23.0-4-001-013.03 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,260 sqft Living Area |
| Gross Area | 3,184 sqft |
| 1st Floor Area | 2,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 137,214 sqft |
| Garage Type | Attached |
| Garage Area | 924 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 380 sqft |
| Patio Area | 1,072 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 348 HERITAGE HILLS DR |
|---|---|
| City | ARNOLD |
| State | MO |
| Zip | 63010-3410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | HERITAGE HILLS 2 LOT 14 |
| Legal Range | 5E |
| Legal Township | 43N |
| Legal Section | 23 |
| Legal Subdivision | HERITAGE HILLS 2 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | WINDSOR |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 700119 |
348 Heritage Hills Dr is owned and occupied by two individuals.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 348 HERITAGE HILLS DR, ARNOLD, MO 63010-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 348 HERITAGE HILLS DR, ARNOLD, MO 63010-3410 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 348 HERITAGE HILLS DR, ARNOLD, MO 63010-3410 |
| Document Number | 0000009547 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2023R-009547 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 348 Heritage Hills Dr was $3,334.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Fox C-6 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,400 (-) Land $4,800 Building $46,600 | $270,600 Land $25,300 Building $245,300 | |
| 2025 | $3,334.00 | $51,400 Land $4,800 Building $46,600 | |
| 2024 | $270,600 (+9.78%) Land $25,300 Building $245,300 | ||
| 2023 | $3,320.00 | $46,800 Land $4,800 Building $42,000 | $246,500 Land $25,300 Building $221,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 348 Heritage Hills Dr in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 32 (1981–2022) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Aug 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 348 Heritage Hills Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures