348 Heritage Dr, Boone, NC 28607 Property Records

Watauga County property record for 348 Heritage Dr, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,707 sqft · built 2001
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$379,000 (Aug 2022)
Tax Bill	$1,420 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2829-72-2109-000`

Property Details

APN / Parcel Number

Primary APN	`2829-72-2109-000`
Alternative APNs	`1794494` `1854542`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,707 sqft Living Area
1st Floor Area	1,687 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	30,928 sqft (0.71 acres)
Garage Area	420 sqft
Porch	Porch
Porch Area	442 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1854542
Street Address	348 HERITAGE DR
City	BOONE
State	NC
Zip	28607-7443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 HERITAGE
Legal Subdivision	HERITAGE RIDGE
Legal Lot Number	6
Jurisdiction	WATAUGA NC
Township / Civil Division	BLUE RIDGE
Census Block Group	3
Census Block	3029
Census Tract	920703

Owner

348 Heritage Dr is owned and occupied by an individual who bought it in August 2022.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	348 HERITAGE DR, BOONE, NC 28607-7443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 12, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2022 · Amount on File
Deed Sale	Aug 10, 2022 · Amount on File
Prior Sale	Apr 12, 2019 · Amount on File
Deed Document Number	2022723191
Deed Book / Page	2291 / 281
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 10, 2022
Property Address	348 HERITAGE DR, BOONE, NC 28607-7443
Document Number	0022910281
Book / Page	2291 / 281
Instrument Date	Aug 8, 2022
Instrument	723191
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	312 LEGATO CIRCK #102102, 102102, VIRGINIA BEACH, VA 23462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 HERITAGE DR, BOONE, NC 28607-7443

Mortgage

Document Number	0000723192
Date	Aug 10, 2022
Instrument	723192

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 12, 2019
Property Address	348 HERITAGE DR, BOONE, NC 28607-7443
Document Number	0020220787
Book / Page	2022 / 0787
Instrument Date	Mar 14, 2019
Instrument	677990
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 LUCAS ST, 151, SPARTA, NC 28675-9192

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 HERITAGE DR, BOONE, NC 28607-7443

Mortgage

Document Number	677991
Date	Apr 12, 2019
Instrument	677991

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 348 Heritage Dr was $1,420.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$345,500 (-) Land $45,600 Building $299,900
2025	$1,420.00	$345,500 Land $45,600 Building $299,900
2024			$345,500 Land $45,600 Building $299,900
2023		$345,500 Land $45,600 Building $299,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 348 Heritage Dr in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	87 units insured incl. 30 condo units
Nearby Flood Claims	58 (1987–2024)
Claims Outside the SFHA	9 of 58
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 348 Heritage Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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