348 Harbor Vw, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 348 Harbor Vw, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,440 sqft · built 1987
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Apr 2004)
Tax Bill	$7,736 (2024)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`13 00291-0000-00004-03-C48`

Property Details

APN / Parcel Number

Primary APN	`13 00291-0000-00004-03-C48`
Alternative APNs	`13-00291-0000-00004-03-C0048` `10000375`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,440 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asbestos
Lot Area	217,800 sqft
Garage Type	Basement
Porch	Enclosed Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	10000375
Street Address	348 HARBOR VW
City	FORKED RIVER
State	NJ
Zip	08731-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C100
Legal Description	MANSION 5
Legal Subdivision	SOUTHWINDS HARBOUR
Legal Block	291
Legal Lot Number	4.3
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	1
Census Block	1016
Census Tract	732103

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	348 HARBOR VW, FORKED RIVER, NJ 08731-4354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2004 · Amount on Record
Deed Sale	Apr 12, 2004 · Amount on Record
Prior Sale	Aug 3, 2000 · Amount on Record
Deed Document Number	200478580
Deed Book / Page	12010 / 1713
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Recording Date	Jun 17, 2026
Property Address	348 HARBOR VW, FORKED RIVER, NJ 08731-4354
Document Number	0000048113
Book / Page	20407 / 1048
Instrument Date	Jun 4, 2026
Instrument	202648113
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 HARBOR VW, 48, FORKED RIVER, NJ 08731-4354

Mortgage

Document Number	0000048113,
Date	Jun 17, 2026
Book Page	20407/1048
Instrument	202648113

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.72%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,300 (-) Land $137,000 Building $168,300	$305,300 (-) Land $137,000 Building $168,300
2025		$305,300 (-) Land $137,000 Building $168,300	$305,300 (-) Land $137,000 Building $168,300
2024	$7,736.00 (+11.99%)
2023		$305,300 Land $137,000 Building $168,300	$305,300 Land $137,000 Building $168,300
2022	$6,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	61 units insured incl. 40 condo units
Nearby Flood Claims	33 (1985–2022)
Claims Outside the SFHA	3 of 33
Most Recent Claim	Oct 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 26 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 65% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20