348 Grove Ave, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 348 Grove Ave, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,209 sqft · built 1948
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (Jul 2019)
Tax Bill	$9,620 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-00045-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`04-00045-0000-00003`
Alternative APN	`040004500003`

Interior

Stories	1 Story
Building Area	1,209 sqft Living Area
1st Floor Area	1,209 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	348 GROVE AVE
City	BOUND BROOK
State	NJ
Zip	08805-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ADDITIONAL LOTS: 3.01
Legal Subdivision	CODRINGTON PARK
Legal Block	45
Legal Lot Number	3
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	2
Census Block	2014
Census Tract	51200

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	348 GROVE AVE, BOUND BROOK, NJ 08805-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jul 1, 2019	Deed, Transfer · FHA Mortgage 1ST CONSTITUTION BANK
Dec 21, 2018	Grant Deed, Transfer ATTORNEY ONLY
Apr 20, 2018	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	201923074
Deed Book / Page	7128 / 1099
Prior Transfer Date	Aug 9, 2006
Prior Transfer Doc	5929000478
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	348 GROVE AVE, BOUND BROOK, NJ 08805-1621
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043506
Date	Jul 19, 2021
Book Page	7363/1564
Instrument	2021043506

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jun 1, 2049

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 1, 2019
Property Address	348 GROVE AVE, BOUND BROOK, NJ 08805-1621
Document Number	0000023074
Book / Page	7128 / 1099
Map Reference	MAP 48A
Instrument Date	Jun 10, 2019
Instrument	2019023074
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,535.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 STONE FENCE RD, 110, BERNARDSVILLE, NJ 07924-1726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 GROVE AVE, BOUND BROOK, NJ 08805-1621

Mortgage

Document Number	0000023075
Date	Jul 1, 2019
Instrument	2019023075

Lender

Name	1ST CONSTITUTION BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 21, 2018
Property Address	348 GROVE AVE, BOUND BROOK, NJ 08805-1621
Document Number	0000047181
Book / Page	007090 / 001986
Instrument Date	Dec 11, 2018
Instrument	47181
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 STONE FENCE RD BERNARDSVILLE NJ 079241726, BERNARDSVILLE, NJ 07924-1726

April 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	SOMERSET NJ
Recording Date	Apr 20, 2018
Property Address	348 GROVE AVE, BOUND BROOK, NJ 08805-1621
Document Number	0000014446
Book / Page	007037 / 003569
Instrument Date	Apr 3, 2018
Instrument	14446
Transaction Type	Foreclosure
Record Updated	May 15, 2018

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	348 GROVE AVE BOUND BROOK NJ 088051621, BOUND BROOK, NJ 08805-1621
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,400 (+14.11%) Land $277,000 Building $220,400	$497,400 (+14.11%) Land $277,000 Building $220,400
2025	$9,620.00 (+4.49%)	$435,900 (+14.23%) Land $252,000 Building $183,900	$435,900 (+14.23%) Land $252,000 Building $183,900
2024	$9,207.00 (+6.28%)
2023		$381,600 Land $207,000 Building $174,600	$381,600 Land $207,000 Building $174,600
2022	$8,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1999–2021)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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