348 F St, Ramona, CA 92065 Property Records

San Diego County property record for 348 F St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 1978
Lot Size	0.208 acres (9,051 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,500 (May 2023)
Tax Bill	$7,267 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281-570-02-00`

Property Details

APN / Parcel Number

Primary APN	`281-570-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,264 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	9,051 sqft (0.208 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	348 F ST
City	RAMONA
State	CA
Zip	92065-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 2 TR 008422
Legal Subdivision	SUN VALLEY GARDENS
Legal Tract	008422
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3013
Census Tract	20813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	348 F ST, RAMONA, CA 92065-2446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
May 17, 2023	Grant Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Nov 9, 2017	Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	Jan 12, 1990 · Amount on Record
Deed Document Number	2023129430
Prior Transfer Date	May 11, 2023
Prior Transfer Doc	0000129969
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	348 F ST, RAMONA, CA 92065-2446
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 F ST, RAMONA, CA 92065-2446

Mortgage

Document Number	0000054732
Date	Feb 27, 2026
Instrument	2026-0054732

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 17, 2023
Property Address	348 F ST, RAMONA, CA 92065-2446
Document Number	0000129430
Map Reference	MAP 8422
Instrument Date	May 5, 2023
Instrument	2023-0129430
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	348 F ST, RAMONA, CA 92065-2446

Mortgage

Document Number	0000129431
Date	May 17, 2023
Instrument	2023-0129431

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 5, 2053

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2017
Property Address	348 F ST, RAMONA, CA 92065-2446
Document Number	0000524687
Map Reference	MAP8422
Instrument Date	Oct 23, 2017
Instrument	2017-0524687
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	348 F ST, RAMONA, CA 92065-2446

Mortgage

Document Number	0000524688
Date	Nov 9, 2017
Instrument	2017-0524688

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$600,112 (+2%) Land $456,319 Building $143,793
2025	$7,267.00 (+114.24%)	$588,346 (+137.68%) Land $447,372 Building $140,974
2023	$3,392.00 (-4.21%) Homeowner's exemption	$247,534 Land $53,532 Building $194,002
2022	$3,541.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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