348 Esplanade Pl, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 348 Esplanade Pl, Chesapeake, VA 23320

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,799 sqft · built 1993
Lot Size	0.082 acres (3,572 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,487 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit
APN	`0367008000010`

Property Details

APN / Parcel Number

Primary APN	`0367008000010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,799 sqft Living Area
1st Floor Area	879 sqft
Upper Floors Area	884 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,572 sqft (0.082 acres)
Lot Dimensions	115 ft deep x 31 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	27 sqft
Patio Area	1,304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	348 ESPLANADE PL
City	CHESAPEAKE
State	VA
Zip	23320-2014
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD: PLANN
Legal Description	1 RIVER WALK SEC MC-2 PH 1
Legal Subdivision	LONG POINTE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2001
Census Tract	20908

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	348 ESPLANADE PL, CHESAPEAKE, VA 23320-2014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	348 ESPLANADE PL, CHESAPEAKE, VA 23320-2014
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10161/1316
Date	Jun 9, 2020
Book Page	10161/1316
Instrument	200017971

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,600 (+0.41%) Land $135,000 Building $211,600	$346,600 (+0.41%) Land $135,000 Building $211,600
2025	$3,487.00 (+39.93%)	$345,200 (+16.74%) Land $115,000 Building $230,200	$345,200 (+16.74%) Land $115,000 Building $230,200
2023		$295,700 (+6.02%) Land $100,000 Building $195,700	$295,700 (+6.02%) Land $100,000 Building $195,700
2022		$278,900 Land $90,000 Building $188,900	$278,900 Land $90,000 Building $188,900
2019	$2,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 236 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	360 units insured incl. 124 condo units
Nearby Flood Claims	50 (2003–2021)
Most Recent Claim	Aug 2021 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 21 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 14 claims Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20