348 Elm St, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 348 Elm St, Windsor Locks, CT 06096 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,189 sqft · built 2003
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Jan 2004)
Tax Bill$7,891 (2024)
Deeds & MortgagesMar 2025 Refinance
Flood ZoneZone X (minimal risk)
APNWINL M:34 B:63 L:11

Property Details

APN / Parcel Number

Primary APNWINL M:34 B:63 L:11
Alternative APNs
  • 00158400
  • 158400

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,189 sqft Living Area
1st Floor Area1,266 sqft
Basement Area870 sqft
Unfinished Basement870 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area20,909 sqft (0.48 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number158400
Street Address348 ELM ST
CityWINDSOR LOCKS
StateCT
Zip06096-2101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block63
Legal Lot Number11
JurisdictionWINDSOR LOCKS CT
Township / Civil DivisionWINDSOR LOCKS
Census Block Group1
Census Block1008
Census Tract476200

Owner

Source: Windsor Locks Town records · APN WINL M:34 B:63 L:11

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address348 ELM ST, WINDSOR LOCKS, CT 06096-2101
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 02, 2004 · Amount on Record
Deed SaleJan 02, 2004 · Amount on Record
Prior SaleJul 10, 2003 · Amount on Record
Deed Book / Page315 / 521
Record UpdatedSep 20, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDSOR LOCKS CT
Property Address348 ELM ST, WINDSOR LOCKS, CT 06096-2101
Transaction TypeMortgage
Record UpdatedMar 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000543-814
DateMar 11, 2025
Book Page543/814
Instrument2387300017
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term229 Months
DueApr 01, 2044

Tax Assessment & Valuation

Source: Windsor Locks Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Locks Town
Unified School DistrictWindsor Locks School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$328,930 (+76.52%) Land $56,210 Building $272,720$230,251 Land $39,347 Building $190,904
2024$7,891.00 (+50.48%)$186,340 (-) Land $47,390 Building $138,950
2023$5,244.00 (+8.95%)$186,340 (-) Land $47,390 Building $138,950
2022$4,813.00$186,340 Land $47,390 Building $138,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09003C, updated August 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 323 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
GoNetspeedFiber2,000 / 2,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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