White County property record for 348 Eck Bray Rd, Sparta, TN 38583
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,703 sqft · built 1977 |
| Lot Size | 5.82 acres (253,955 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Nov 2018) |
| Tax Bill | $1,519 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Apr 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093014 03900 |
| Primary APN | 093014 03900 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,703 sqft Living Area |
| 1st Floor Area | 2,703 sqft |
| Basement Area | 1,648 sqft |
| Finished Basement | 616 sqft |
| Unfinished Basement | 1,032 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 253,955 sqft (5.82 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 679 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 348 ECK BRAY RD |
|---|---|
| City | SPARTA |
| State | TN |
| Zip | 38583-6628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 4 |
| Jurisdiction | WHITE TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 935100 |
Source: White County records · APN 093014 03900
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 348 ECK BRAY RD, SPARTA, TN 38583-6628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Line of Credit ONE BANK OF TENNESSEE |
| Apr 12, 2021 | Deed of Trust, Mortgage · Commercial Mortgage ONE BANK OF TENNESSEE |
| Apr 12, 2021 | Deed of Trust, Mortgage · Line of Credit ONE BANK OF TENNESSEE |
| May 07, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF PUTNAM COUNTY |
| Apr 24, 2020 | Loan Modification, Mortgage · Conventional Mortgage BANK OF PUTNAM CNTY |
| Nov 29, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 29, 2018 · Amount on Record |
| Deed Sale | Nov 29, 2018 · Amount on Record |
| Deed Document Number | 18004032 |
| Deed Book / Page | RB425 / 510 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 348 ECK BRAY RD, SPARTA, TN 38583-6628 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Name | Verified Name |
|---|
| Document Number | RB481/674 |
|---|---|
| Date | May 18, 2021 |
| Book Page | RB481/674 |
| Instrument | 21002343 |
| Name | ONE BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | COOKEVILLE, TN 38501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 348 ECK BRAY RD, SPARTA, TN 38583-6628 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | RB478/772 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | RB478/772 |
| Instrument | 21001665 |
| Name | ONE BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | COOKEVILLE, TN 38501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 348 ECK BRAY RD, SPARTA, TN 38583-6628 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | RB478/763 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | RB478/763 |
| Instrument | 21001664 |
| Name | ONE BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | COOKEVILLE, TN 38501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 348 ECK BRAY RD, SPARTA, TN 38583-6628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001611 |
|---|---|
| Date | May 07, 2019 |
| Book Page | RB433/530 |
| Instrument | 19001611 |
| Name | BANK OF PUTNAM COUNTY |
|---|---|
| Type | Bank |
| Address | COOKEVILLE, TN 38501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 348 ECK BRAY RD, SPARTA, TN 38583-6628 |
| Document Number | 0000001508 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2020 |
| Title Company | POINTER TITLE SERVICES INC, POINTER TITLE SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000001508 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 000454/000256 |
| Instrument | 1508 |
| Name | BANK OF PUTNAM CNTY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITE TN |
| Recording Date | Nov 29, 2018 |
| Property Address | 348 ECK BRAY RD, SPARTA, TN 38583-6628 |
| Document Number | 0000004032 |
| Book / Page | 000425 / 000510 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 4032 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $592.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 348 ECK BRAY RD SPARTA TN 385836628, SPARTA, TN 38583-6628 |
Source: White County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | White County |
| Unified School District | White County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,519.00 (+29.06%) | $107,725 (+87.67%) Land $15,400 Building $92,325 | $430,900 (+87.67%) Land $61,600 Building $369,300 |
| 2023 | $57,400 Land $9,900 Building $47,500 | ||
| 2021 | $1,177.00 | ||
| 2020 | $229,600 Land $39,600 Building $190,000 |
Source: FEMA National Flood Hazard Layer as of September 28, 2007 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ben Lomand Rural Telephone Coop. Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 11 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | O'CONNOR UTILITY DISTRICT serves 10,344 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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