348 Echo Ln, Toney, AL 35773 Property Records

Madison County property record for 348 Echo Ln, Toney, AL 35773

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,144 sqft · built 1968
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,029 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-02-10-0-003-040.000`

Property Details

APN / Parcel Number

Primary APN	`06-02-10-0-003-040.000`
Alternative APNs	`038376` `578522`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	578522
Street Address	348 ECHO LN
City	TONEY
State	AL
Zip	35773-5708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 10 T2S R2W PART OF THE SE 1/4 OF THE SE 1/4 OF SEC 10 DESC AS COM AT THE SW COR OF SD SE 1/4 OF THE SE 1/4 TH S 88 DEG E
Legal Range	02W
Legal Township	02
Legal Section	10
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	1
Census Block	1010
Census Tract	10502

Owner

Source: Madison County records · APN 06-02-10-0-003-040.000

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	348 ECHO LN, TONEY, AL 35773-5708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 03, 2021
Deed Sale	Sep 03, 2021
Deed Document Number	2016704790
Prior Transfer Date	Dec 12, 2016
Prior Transfer Doc	20161212000704790
Record Updated	Jun 08, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	348 ECHO LN, TONEY, AL 35773-5708
Document Number	0000039805
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	348 ECHO LN TONEY AL 357735708, TONEY, AL 35773-5708

Mortgage

Document Number	0000039805
Date	Jun 27, 2019
Instrument	39805

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,029.00 (+4.15%) Homeowner's exemption	$29,860 (+3.9%) Land $4,200 Building $25,660	$298,500 (+3.93%) Land $42,000 Building $256,500
2023	$988.00 (+13.82%) Homeowner's exemption	$28,740 (-40.05%) Land $4,200 Building $24,540	$287,200 (+19.82%) Land $42,000 Building $245,200
2022	$868.00	$47,940 Land $4,800 Building $43,140	$239,700 Land $24,000 Building $215,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · other causes

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 70 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MADISON COUNTY WATER DEPARTMENT serves 119,100 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.