348 Duke Ct, Troy, OH 45373 Property Records

Miami County property record for 348 Duke Ct, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,264 sqft · built 2020
Lot Size	0.581 acres (25,308 sqft)
Owner	2 Company Names on Record
Last Sale	$95,900 (Jan 2020)
Tax Bill	$7,447 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`D08-106660`

Property Details

APN / Parcel Number

Primary APN	`D08-106660`
Alternative APN	`050633.3-02-004-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,264 sqft Living Area
1st Floor Area	4,528 sqft
Basement Area	2,264 sqft
Finished Basement	976 sqft
Unfinished Basement	1,288 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Lot Area	25,308 sqft (0.581 acres)
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	429 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	348 DUKE CT
City	TROY
State	OH
Zip	45373-4642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 10906 THE HERITAGE AT TROY COUNTRY CLUB
Legal Subdivision	COUNTRY CLUB
Legal Lot Number	10906
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3002
Census Tract	365302

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	348 DUKE CT, TROY, OH 45373-4642
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage UNION SVGS
Jan 31, 2020	Warranty Deed, Construction Loan · Line of Credit GREENVILLE NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Deed Document Number	20202020OR-01419
Last Transfer Date	Oct 14, 2024
Transfer Doc	0000010611
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	348 DUKE CT, TROY, OH 45373-4642
Document Number	0000017292
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	348 DUKE CT TROY OH 453734642, TROY, OH 45373-4642

Mortgage

Document Number	0000017292
Date	Nov 18, 2020
Instrument	17292

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 17, 2035

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 31, 2020
Property Address	348 DUKE CT, TROY, OH 45373-4642
Document Number	0000001419
Instrument Date	Jan 23, 2020
Instrument	1419
Transaction Type	Construction Loan
Record Updated	Mar 9, 2020
Title Company	GREENVILLE TITLE

Transaction

Amount	Amount Recorded
Tax	$192.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 BROOKMERE AVE TROY OH 45373, TROY, OH 45373

Mortgage

Document Number	1420
Date	Jan 31, 2020
Instrument	1420

Lender

Name	GREENVILLE NAT'L BK
Type	Bank
Address	TROY, OH 45373

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,447.00 (-5.24%) Homeowner's exemption	$224,670 (+7.78%) Land $33,250 Building $191,420	$641,900 (+7.77%) Land $95,000 Building $546,900
2024	$7,859.00 (+2.2%) Homeowner's exemption	$208,460 (-) Land $33,250 Building $175,210
2023	$7,690.00 (+17.48%) Homeowner's exemption	$208,460 (-) Land $33,250 Building $175,210	$595,600 (-) Land $95,000 Building $500,600
2022	$6,546.00 Homeowner's exemption	$208,460 Land $33,250 Building $175,210	$595,600 Land $95,000 Building $500,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (2008–2014)
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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